Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Rivertown Forest, St. Johns — a new construction home in St. Johns County.

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Active

Active·3 days on market·Rivertown Forest

290 Grand Lakes Drive

St. Johns, FL 32259

$429,054$268/sqftEst. $2,208/moMLS# 2160189

Beds

Baths

1,601

Sq Ft

2026

Built

Garage

Pool

About this home

Rivertown Forest

Lot 251 - The Valeria floorplan is thoughtfully designed to support comfortable, everyday living with a seamless blend of style and functionality. At the heart of the home, the open-concept dining area flows effortlessly into a spacious Great Room that overlooks the covered lanai , creating a welcoming space for gathering, entertaining, or relaxing. The designer-curated kitchen is filled with natural light and features a flush breakfast island, ample workspace, and a walk-in pantry for added storage. Bedrooms 2 and 3 are conveniently located nearby and share a full bath and adjacent linen closet. Tucked away for privacy, the owner's suite offers a tranquil retreat with a spa-inspired bath and a large walk-in closet with a built-in linen shelf. A centrally located laundry room provides easy access while remaining discreetly out of view. In RiverTown, residents enjoy resort style amenities, parks, lakes, nature preserves, and scenic trails along the St. Johns River.

Cost to own

Mortgage calculator

Home Price

$429,054

Down Payment: 20%

$85,811

Interest Rate: 6.67%

Loan Term

Monthly Payment

$2,208

Principal & Interest: $2,208

Property taxes (est.): $571

Insurance (est.): $286

Estimated Total Monthly

$3,065

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,208

Property taxesest. at asking price, St. Johns County$571

HOAbilled annually$4

Estimated total, before insurance$2,783/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 14, 2026Listed$429,054

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$429,054

Price / Sq Ft$268

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,601

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

New ConstructionYes

Direction FacesNortheast

Community Information

Address290 Grand Lakes Drive, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionRivertown Forest

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Parcel Number0009692510

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Management- On Site, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Freezer, Gas Range, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)