This home is in St. Johns — a home near Bartram Trail High School.
Sold·Closed Sep 24, 2026·28 days on market·Recent sales in Fruit Cove
295 Palomar Drive
St. Johns, FL 32259
About this home
St. Johns
PUBLIC OPEN HOUSE 8/8 11-1pm*****Better than new and loaded with thoughtful upgrades, this 2025-built home in desirable Rivertown Ravines offers a rare combination of modern construction and premium post-closing improvements. Featuring 3 bedrooms, 2 bathrooms, and over 2,100 square feet, this home showcases an open-concept layout designed for both everyday living and entertaining. Significant owner upgrades include a fully fenced backyard, extended concrete patio, screened lanai, screened front entry, custom landscape retaining wall, exterior lighting, French drains with improved downspout drainage, water softener, UV water purification system, ADT security system with cameras, electronic smart locks, upgraded ceiling fans throughout, laundry room utility sink, additional storage solutions, overhead garage storage, finished garage floor, and an extended paver driveway. The air conditioning unit has also been thoughtfully relocated to maximize usable outdoor living space.
Next steps in Fruit Cove
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: Shingle — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (middle)about 19 mi · 80 parking spaces
Closest park or preserve
Alpine Groves Parkabout 3 mi · 1 mi of trails
Closest public boat ramp
Governor's Creek Public Boat Rampabout 3 mi · St. Johns River
Closest kayak & paddleboard launch
Alpine Groves Park Canoe and Kayak Launchabout 3 mi · St. Johns River
Closest youth league fields
Rivertown II Athletic Complexabout 0.3 mi · Soccer, Baseball, Basketball, Football, Pickleball, Softball
Closest grocery store
Publixabout 3 mi · 205 Rivertown Shops Dr, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Sep 24, 2026Closed$573,900
- Aug 20, 2026Active Under Contract$573,900
- Jul 29, 2026Price change$573,900−$6,000
- Jul 23, 2026Listed$579,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $277/sq ft; this home is listed at $270/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 442 Sir Barton Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Aug 2026 | $749,000 | $277 | 3/3 | 2,705 | 144 | 0.6 |
| 326 Sir Barton Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Sep 2026 | $750,000 | $277 | 3/3 | 2,705 | 173 | 0.7 |
| 146 Saddlebunch Court, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Aug 2026 | $599,000 | $253 | 3/2.5 | 2,367 | 88 | 0.7 |
| 371 Sir Barton Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Aug 2026 | $750,000 | $277 | 3/3 | 2,705 | 125 | 0.7 |
| 442 Appalachian Trail, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Oct 2026 | $541,657 | $216 | 5/3 | 2,511 | 38 | 0.9 |
| 434 Appalachian Trail, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Oct 2026 | $468,432 | $223 | 3/2.5 | 2,096 | 18 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LPT REALTY LLC
Sold by: DJ & LINDSEY REAL ESTATE (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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