This home is in Rivertown Forest, St. Johns.

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Pending

Pending·84 days on market·Rivertown Forest

456 Appalachian Trail

St. Johns, FL 32259

$418,990$262/sqftEst. $2,130/moMLS# 2142206

Beds

Baths

1,601

Sq Ft

2026

Built

Garage

Pool

About this home

Rivertown Forest

Lot 355 - The Valeria floorplan blends timeless charm with effortless functionality, showcased in a stunning Craftsman elevation with classic Southern curb appeal. Inside, the open-concept layout is designed for comfortable living and easy entertaining. The dining area flows seamlessly into the spacious Great Room, which overlooks a covered lanai--perfect for relaxing evenings or hosting guests. The light-filled kitchen features a walk-in pantry and flush breakfast island, combining style and convenience. Bedrooms two and three are privately located near a shared bath and linen closet, while the owner's suite offers a serene retreat with a spa-inspired bath and expansive walk-in closet. A centrally located laundry room near the foyer and two-car garage adds everyday ease. RiverTown, set along the shores of the St. Johns River, offers parks, lakes, preserves, and miles of scenic trails designed for active, connected living in Northeast Florida.

Cost to own

Mortgage calculator

Home Price

$418,990

Down Payment: 20%

$83,798

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,130

Principal & Interest: $2,130

Property taxes (est.): $558

Insurance (est.): $279

Estimated Total Monthly

$2,967

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$2,130

Property taxesest. at asking price, St. Johns County$558

HOAbilled annually$4

Estimated total, before insurance$2,692/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Features

Price$418,990

Price / Sq Ft$262

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,601

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUnder Construction

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesNortheast

Community Information

Address456 Appalachian Trail, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionRivertown Forest

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Parcel Number0009693550

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Management- On Site, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Freezer, Gas Range, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup