This home is in Amelia Concourse, Fernandina Beach — a gated community home on Amelia Island.
Sold·Closed Oct 15, 2026·153 days on market·Recent sales in Amelia Concourse·Amelia Concourse
95134 Snapdragon Drive
Fernandina Beach, FL 32034
9 more homes for sale in Amelia Concourse →Search Amelia Concourse on the map
About this home
Amelia Concourse
Located in the highly desirable Amelia Concourse community, this beautifully maintained Fernandina Beach home offers peaceful water views, spacious single-level living, and a flexible floor plan designed for modern lifestyles. With over 2,700 square feet all on one floor, the home blends comfort, functionality, and thoughtful upgrades throughout. Inside, you'll find light-filled, open-concept living spaces enhanced by plantation shutters and durable luxury vinyl plank flooring throughout. The gourmet kitchen is the heart of the home, featuring an upgraded appliance package with double ovens, ample prep space, and a layout ideal for both everyday living and entertaining. A built-in sound system in the living room and patio creates a seamless indoor-outdoor experience. A standout feature is the versatile bonus room, complete with a Murphy bed, full bathroom, and private exterior entrance--perfect for a guest suite, in-law quarters, or multi-generational living.
Next steps in Amelia Concourse
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,704 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Scott Road Beach Access21 min drive · 100 parking spaces
Closest park or preserve
Big Talbot Island State Park31 min drive · 11.2 mi of trails
Closest public boat ramp
Holly Point Boat Rampabout 3 mi · Nassau River
Closest kayak & paddleboard launch
Betz – Tiger Point Preserve Edwards Creek Day Use Area Kayak Launchabout 7 mi · Edwards Creek
Closest youth league fields
William F. Sheffield Regional Park39 min drive · Baseball, Football, Softball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $459,048 | $262,945 | — |
| 2024 | $432,357 | $254,827 | — |
| 2023 | $416,481 | $245,949 | — |
| 2022 | $387,706 | $237,329 | — |
| 2021 | $297,771 | $228,960 | — |
| 2020 | $275,108 | $225,108 | — |
2025 property taxes (current owner): $6,696/yr
Estimated taxes if purchased at asking price: ~$8,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 16, 2026Closed$550,000
- Aug 14, 2026Pending$550,000
- Mar 13, 2026Listed$550,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $223/sq ft; this home is listed at $199/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 95237 Periwinkle Place, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $410,000 | $160 | 4/2.5 | 2,566 | 43 | 0.2 |
| 95241 Snapdragon Drive, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Sep 2026 | $636,000 | $193 | 4/4 | 3,290 | 4 | 0.2 |
| 94974 Windflower Trail, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $530,000 | $223 | 4/3 | 2,376 | 5 | 0.3 |
| 95191 Poplar Way, Fernandina Beach, FL 32034Listed by MARK SPAIN REAL ESTATE | Aug 2026 | $600,000 | $221 | 3/3 | 2,712 | 22 | 0.3 |
| 95043 Poplar Way, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $569,900 | $238 | 4/3 | 2,396 | 98 | 0.4 |
| 85219 Champlain Drive, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $475,000 | $242 | 3/2.5 | 1,964 | 137 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FERNANDINA BEACH REALTY
Sold by: VENTURE REALTY CO, LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Amelia Concourse
Amelia Concourse is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.
View all Amelia Concourse homes for sale →Keep looking
More homes in Amelia Concourse
For Sale95294 Snapdragon DriveFernandina Beach, FL 32034
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Pending95154 Cornflower DriveFernandina Beach, FL 32034
5 bd · 4 ba · 2,876 sq ft
$529,500Est. $2,818/moRare opportunity to assume the seller's existing 4.375% mortgage (subject to lender approval), offering qualified…
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For Sale95080 Periwinkle PlaceFernandina Beach, FL 32034
4 bd · 2.5 ba · 2,556 sq ft
$449,999Est. $2,395/moPond views from your screened porch, a tile roof, and fresh paint inside and out. This 2011 Amelia Concourse home is…
Listing Office: ini realty
For Sale95152 Snapdragon DriveFernandina Beach, FL 32034
4 bd · 2 ba · 1,866 sq ft
$438,900Est. $2,336/moSELLER WILLING TO PAY OFF REMAINING CDD BOND WITH ACCEPTABLE OFFER. Welcome to 95152 Snapdragon Drive, a beautifully…
Listing Office: summer house realty
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
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