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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Reverie At Silverleaf, St. Augustine — a 55+ community home in St. Johns County.

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Active·Listed today·Reverie At Silverleaf

616 Knotted Birch Avenue

St. Augustine, FL 32092

$639,900$315/sqftEst. $3,544/moMLS# 2169053
2
Beds
2.5
Baths
2,032
Sq Ft
2024
Built
2
Garage
No
Pool

31 more homes for sale in Reverie At Silverleaf →Search Reverie At Silverleaf on the map

FEMA Zone XHOA $394/mo10,890 sqft lotSingle Family Residence1 story

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About this home

Reverie At Silverleaf

What if your next home paid you before you ever moved in? A rare year-end investment opportunity in Reverie at Silverleaf, a gated 55+ community! Ideal for buyers exploring a 1031 exchange, this income-producing model home offers an existing builder lease and over $80,000 in builder upgrades before the lot premium! The Charlotte floor plan features 2 bedrooms, 2.5 baths, a flex room, gourmet kitchen, custom designer trim work, statement ceilings, and an extended garage. Situated on an oversized, pie-shaped cul-de-sac homesite with an extended covered lanai and distinctive outdoor fireplace. Enjoy resort-style amenities, a golf simulator, and no CDD fees! Secure a one-of-a-kind home today, collect rental income during the lease, and explore your options when the builder is finished with it. Contact your agent for lease and investment details!

Next steps in Reverie At Silverleaf

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,544
Property taxesest. at asking price, St. Johns County$851
HOAbilled monthly$394
Estimated total, before insurance$4,790/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,648/yr · $554/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$639,900
$127,980
Loan Term
Monthly Payment
$3,544
Principal & Interest: $3,544
Property taxes (est.): $852
Insurance (est.): $427
Estimated Total Monthly
$4,823
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$493,597$493,597—
2024$125,000$125,000—

2025 property taxes (current owner): $6,648/yr

Estimated taxes if purchased at asking price: ~$10,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 13, 2026Listed$639,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $250/sq ft; this home is listed at $315/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
257 Day Dream Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$419,990$2342/21,793300.2
35 White Tree Court, St. Augustine, FL 32092Listed by AXEN REALTY LLCSep 2026$554,255$2505/32,2201360.2
265 Day Dream Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$385,000$2442/21,5813030.3
85 Stiffs Mill Lane, St. Augustine, FL 32092Listed by LENNAR REALTY INCSep 2026$478,990$2523/21,89710.5
101 Stiffs Mill Lane, St. Augustine, FL 32092Listed by LENNAR REALTY INCSep 2026$492,990$2184/3.52,263350.5
66 Hasler Avenue, St. Augustine, FL 32092Listed by LENNAR REALTY INCOct 2026$487,990$2573/21,897860.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$639,900
Price / Sq Ft$315
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,032
Acres0.25 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address616 Knotted Birch Avenue, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionReverie at Silverleaf
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size10,890 sq ft
Parcel Number0269211180

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Maintenance Grounds, Pickleball
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Off Street
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Primary Downstairs, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Oven, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
Fireplace FeaturesOutside
# of Stories1
LevelsOne
LaundryLower Level

Exterior

Exterior FeaturesFire Pit
Lot DescriptionCul-De-Sac
Patio / PorchCovered, Front Porch, Patio, Porch, Rear Porch
FencingWrought Iron
Road SurfaceConcrete
Road FrontageCity Street

Additional Information

Date ListedOctober 13, 2026
Days on Market0
HOA Fees$394 / Monthly
HOA FrequencyMonthly
Tax Amount$6,648.07
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Reverie At Silverleaf

Reverie At Silverleaf is a neighborhood in SilverLeaf, FL (St. Johns County), ZIP 32092.

View all Reverie At Silverleaf homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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