This home is in Jacksonville — a waterfront home in Jacksonville.
Sold·Closed Aug 11, 2026·74 days on market·Recent sales in Mandarin
12969 Helm Drive
Jacksonville, FL 32258
About this home
Jacksonville
Welcome to waterfront living in the heart of Mandarin with no HOA and 4-6 foot-deep navigable canal with direct connection to Julington Creek and the St. Johns River. Enjoy canal and creek views from inside the home or while relaxing on the upper or lower outdoor deck! ***** Recent Improvements Include: •Brand New First-Floor Flooring (February 2026) •New A/C System (December 2024) •New Roof (November 2024) •New Garage Doors (May 2024)
Next steps in Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1985)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,568 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $361,106 | $211,801 | — |
| 2024 | $357,358 | $205,125 | ▼ $769 |
| 2023 | $369,708 | $197,695 | — |
| 2022 | $301,427 | $190,481 | ▲ $19,033 |
| 2021 | $250,973 | $183,477 | ▼ $7,597 |
| 2020 | $255,532 | $180,254 | — |
2025 property taxes (current owner): $4,133/yr
Estimated taxes if purchased at asking price: ~$12,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 11, 2026Closed$620,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $248/sq ft; this home is listed at $316/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5015 Herton Drive, Jacksonville, FL 32258Listed by HERRON REAL ESTATE LLC | Sep 2026 | $465,000 | $264 | 4/2 | 1,760 | 28 | 0.4 |
| 5336 Julington Forest Drive S, Jacksonville, FL 32258Listed by ROUND TABLE REALTY | Sep 2026 | $339,000 | $193 | 3/2 | 1,754 | 0 | 0.8 |
| 4477 Carolyn Cove Lane N, Jacksonville, FL 32258Listed by MOMENTUM REALTY | Sep 2026 | $375,000 | $248 | 3/2 | 1,512 | 4 | 1 |
| 4179 Burning Tree Lane S, Jacksonville, FL 32223Listed by ROUND TABLE REALTY | Aug 2026 | $630,000 | $260 | 4/2.5 | 2,427 | 74 | 1.2 |
| 5472 Running Creek Lane, Jacksonville, FL 32258Listed by BEYCOME OF FLORIDA LLC | Oct 2026 | $380,000 | $196 | 3/2 | 1,940 | 11 | 1.4 |
| 12675 Filly Court, Jacksonville, FL 32223Listed by WATSON REALTY CORP | Sep 2026 | $455,000 | $235 | 3/2.5 | 1,938 | 1 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: THE LEGENDS OF REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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