This home is in Ponte Vedra.
Active·152 days on market
21 Sugar Magnolia Drive
Ponte Vedra, FL 32081
About this home
Ponte Vedra
Discover one of Nocatee's best-kept secrets--this exclusive end-unit townhome in the gated Oakwood community of just 43 residences. Designed for effortless living, this 3-bedroom, 2.5-bath home features an open, light-filled layout and versatile spaces tailored to today's lifestyle. Enjoy a screened patio and fenced yard, perfect for relaxing mornings, quiet evenings, or casual entertaining. Upstairs, spacious bedrooms and flexible living areas provide comfort and adaptability to suit your needs, along with a huge finished storage closet that can easily function as a home gym, hobby space, or organized storage. Whether you're seeking a full-time residence or the perfect second home, you'll appreciate the lock-and-leave convenience with HOA-maintained lawn care, irrigation, and termite bond. Spend less time on upkeep and more time enjoying Nocatee's award-winning amenities, along with nearby dining, shopping, and beautiful beaches.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $516,818 | $371,620 | — |
| 2024 | $467,476 | $360,298 | — |
| 2023 | $403,202 | $348,202 | — |
| 2022 | $422,088 | $344,743 | — |
| 2021 | $75,000 | $66,000 | — |
| 2020 | $60,000 | $60,000 | — |
2025 property taxes (current owner): $7,259/yr
Estimated taxes if purchased at asking price: ~$10,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,768 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Feb 14, 2026Listed$649,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PONTE VEDRA COASTAL REALTY, INC.
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines