This home is in St. Augustine — a waterfront home in St. Johns County.
$3,850,0005 bd · 5 ba · 4,056 sq ft
Active·135 days on market
4221 Myrtle Street
St. Augustine, FL 32084
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About this home
St. Augustine
BEACH TO RIVER LIVING IN VILANO BEACH! Enjoy the best of coastal St. Augustine from this exceptional Intracoastal estate, uniquely positioned between the beach and the river and just minutes by boat to the inlet and open ocean. Spend the morning on the water, the afternoon at the beach, and end the day with dinner at nearby Cap's on the Water—all just moments from home. Built in 2023, this custom waterfront residence offers approximately 4,056 square feet of heated and cooled living space, including a fully finished detached guest suite, with more than 6,700 square feet under roof. Designed to take full advantage of its spectacular setting, the home offers panoramic Intracoastal views, expansive covered porches and an effortless indoor-outdoor lifestyle. Boaters will love the deep-water access, private dock, covered boathouse and two boat lifts—13,000 lb. and 7,500 lb.—with the St. Augustine Inlet and Atlantic Ocean only minutes away by boat.
The home, continued
The facts
Arrival
- Style
- Craftsman
- Built
- 2023
- Lot
- 110x300
- Setting
- Sprinklers In Front
- Construction
- Metal roof
- Garage
- 4 spaces · Garage
The home, continued
The facts
Living and kitchen
- Living area
- 4,056 sq ft
- Levels
- Two
- Fireplaces
- 2
- Kitchen
- Dishwasher, Microwave, Refrigerator
- Interior
- In-Law Floorplan, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs
Walk through it
The listing’s virtual tour, without leaving this page.
The home, continued
The facts
The suites
- Bedrooms
- 5
- Baths
- 4 full · 2 half
The home, continued
The facts
Outside
- Water
- Intracoastal
- View
- Intracoastal, Water
- Porches
- Covered, Front Porch
- Exterior
- Boat Lift, Dock
The home, continued
The facts
The rest of the house
- Heating
- Central, Electric
- Cooling
- Central Air, Electric
- Water and sewer
- Public · Public Sewer
Photos, captions and facts from the listing in the realMLS feed.
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone VE — coastal high-hazard area
Flood insurance is required by lenders, at coastal (wave-action) rates.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,802 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach access
Usina beach accessabout 0.4 mi · 5 parking spaces
Closest park or preserve
Stokes Landing Conservation Areaabout 4 mi · 1.9 mi of trails
Closest public boat ramp
Vilano Public Boat Rampabout 3 mi · Tolomato River / St. Augustine Inlet
Closest kayak & paddleboard launch
Fort Mose Historic State Park – Kayak Launch Dockabout 2 mi · Robinson Creek - Tolomato River
Closest youth league fields
Ketterlinus Gym Community Centerabout 4 mi · Basketball
Closest grocery store
Winn-Dixieabout 2 mi · 3551 N Ponce De Leon Blvd, St Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $2,318,086 | $2,054,817 | — |
| 2024 | $2,046,199 | $1,996,199 | — |
| 2023 | $973,500 | $973,500 | — |
| 2022 | $973,280 | $973,280 | — |
2025 property taxes (current owner): $28,287/yr
Estimated taxes if purchased at asking price: ~$61,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 14, 2026Price change$3,850,000−$125,000
- Oct 1, 2026Price change$3,975,000+$25,000
- Aug 17, 2026Price change$3,950,000−$200,000
- Jul 24, 2026Price change$4,150,000−$100,000
- Jun 24, 2026Listed$4,250,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $317/sq ft; this home is listed at $949/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 408 Third Street, St. Augustine, FL 32084Listed by BEACHSIDE BROKERS REALTY, INC | Jun 2026 | $800,000 | $239 | 5/3 | 3,350 | 463 | 0.2 |
| 304 1st Street, St. Augustine, FL 32084Listed by SEABREEZE REALTY | Jul 2025 | $869,000 | $263 | 5/3.5 | 3,307 | 59 | 0.4 |
| 601 Seagate Lane S, St. Augustine, FL 32084Listed by PALM VALLEY REALTY PLLC | May 2026 | $950,000 | $286 | 5/4.5 | 3,318 | 29 | 0.5 |
| 205 Seaside Vista Court, St. Augustine, FL 32084Listed by HERRON REAL ESTATE LLC | Oct 2026 | $1,060,000 | $317 | 5/4 | 3,340 | 243 | 0.7 |
| 213 Twenty-First Street, St. Augustine, FL 32084Listed by LINWARD REALTY, LLC | Jun 2026 | $1,865,000 | $596 | 4/4.5 | 3,131 | 47 | 0.8 |
| 132 Seaside Vista Court, St. Augustine, FL 32084Listed by RE/MAX SPECIALISTS | Mar 2026 | $1,150,000 | $344 | 5/4 | 3,340 | 93 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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