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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Deercreek, Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed May 28, 2026·82 days on market·Recent sales in Deercreek·Deercreek

10082 Chester Lake Road E

Jacksonville, FL 32256

$715,000sold priceListed at $726,000 · 98.5% of asking$208/sqftMLS# 2129055
4
Beds
3.5
Baths
3,442
Sq Ft
1993
Built
3
Garage
No
Pool

2 more homes for sale in Deercreek →Search Deercreek on the map

HOA $154/mo0.58 acresWaterfrontSingle Family Residence2 stories

About this home

Deercreek

Recent Updates (2025): *New roof *Both HVAC systems replaced *New luxury vinyl plank flooring throughout the first floor *New carpet upstairs *Fresh paint inside & out *New custom blinds Welcome to Deercreek Country Club! Don't wait to see this beautifully maintained and updated two-story home situated along the 5th hole of the golf course — offering modern upgrades, sweeping fairway views, & move-in readiness in one of Jacksonville's premier gated communities. Additional Highlights: *4 bedrooms, 3½ bathrooms *Prime location on the 5th hole with beautiful golf course and sunset views *Updated kitchen with quartz countertops and stainless steel appliances *Eat-in breakfast area opens to the family room with fireplace, large windows, and screened lanai overlooking the course *Formal living and dining spaces with tall ceilings & wainscoting accents *Oversized 1st floor primary suite with two closets, double vanity, walk-in shower, and garden tub. *Some photos have been virtually staged*

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,960
Property taxesest. at asking price, Duval County$1,167
HOAbilled quarterly$154
Estimated total, before insurance$5,282/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,056/yr · $588/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$715,000
$143,000
Loan Term
Monthly Payment
$3,960
Principal & Interest: $3,960
Property taxes (est.): $1,168
Insurance (est.): $477
Estimated Total Monthly
$5,605
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$667,309$367,863—
2024$601,590$356,789▲ $44,449
2023$576,831$344,941—
2022$525,668$333,438—
2021$435,492$322,270—
2020$416,757$317,131—

2025 property taxes (current owner): $7,056/yr

Estimated taxes if purchased at asking price: ~$14,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $230/sq ft; this home is listed at $211/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10098 Chester Lake Road E, Jacksonville, FL 32256Listed by WATSON REALTY CORPSep 2026$635,000$2214/3.52,8732290.1
8325 Amherst Hills Lane, Jacksonville, FL 32256Listed by WATSON REALTY CORPAug 2026$615,000$2474/32,49440.1
8240 Wallingford Hills Lane, Jacksonville, FL 32256Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$645,000$2025/43,196750.1
8213 Hampton Lake Lane, Jacksonville, FL 32256Listed by WATSON REALTY CORPMar 2026$625,000$2304/32,72040.2
9978 Vineyard Lake Road, Jacksonville, FL 32256Listed by NON MLS (realMLS)Aug 2026$900,000$3035/42,96700.3
9965 Chelsea Lake Road, Jacksonville, FL 32256Listed by POINT PROPERTIESAug 2026$530,000$1954/3.52,7231370.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$726,000
Price / Sq Ft$211
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,442
Acres0.58 acres
Year Built1993
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes

Community Information

Address10082 Chester Lake Road E, Jacksonville, FL 32256
Area024-Baymeadows/Deerwood
SubdivisionDeercreek Cc
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size25,264.8 sq ft
Parcel Number1678012550

Amenities

AmenitiesBasketball Court, Gated, Pickleball, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewGolf Course, Lake
Waterfront TypeLake Front

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecurityGated with Guard

Exterior

Lot DescriptionOn Golf Course
Patio / PorchPatio, Screened
ConstructionStucco

Additional Information

Date ListedFebruary 7, 2026
Days on Market82
HOA Fees$462 / Quarterly
HOA FrequencyQuarterly
Tax Amount$7,055.5
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Deercreek

Deercreek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all Deercreek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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