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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Palencia, St. Augustine — a golf course home in St. Johns County.

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Sold

Sold·Closed Jun 2, 2026·75 days on market·Recent sales in Palencia·Palencia

138 Oleta Way

St. Augustine, FL 32095

$620,000sold priceListed at $625,000 · 99.2% of asking$273/sqftMLS# 2128948
4
Beds
3
Baths
2,267
Sq Ft
2020
Built
3
Garage
No
Pool

43 more homes for sale in Palencia →Search Palencia on the map

HOA $12/moWaterfrontSingle Family Residence1 story

About this home

Palencia

WOW! Experience coastal luxury in this 4BR, 3BA waterfront sanctuary on a quiet cul-de-sac in the premier gated community of Palencia. This home offers stunning water-to-preserve views and a chef's kitchen, a custom-painted island & designer backsplash. Modern upgrades include LVP flooring, shiplap accents, quartz countertops, & custom closets. The outdoor oasis features 360 sq ft of backyard pavers, professional landscaping & lighting. Practical features include a 3-car garage - epoxy floors, a 240V EV outlet, water softener, & security system. Residents who are members enjoy world-class amenities at The Palencia Club, featuring a private championship 18-hole golf course. Golf access not included in residency & requires a separate membership with initiation fees & dues. The community offers a Tennis Center with 10 lighted clay courts, state-of-the art fitness center, multiple pools, waterslide, 10 miles of nature trails, & Boardwalk to Tolomato River. CDD BOND PORTION IS PAID OFF.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,434
Property taxesest. at asking price, St. Johns County$825
HOAbilled annually$12
Estimated total, before insurance$4,272/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$620,000
$124,000
Loan Term
Monthly Payment
$3,434
Principal & Interest: $3,434
Property taxes (est.): $825
Insurance (est.): $413
Estimated Total Monthly
$4,673
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $263/sq ft; this home is listed at $276/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
472 Glorieta Drive, St. Augustine, FL 32095Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$730,000$3224/32,264890.3
16 Derecho Lane, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$640,000$2424/32,648490.4
612 Glorieta Drive, St. Augustine, FL 32095Listed by MEMORY HOPKINS REAL ESTATEAug 2026$790,000$2744/42,882690.4
241 Dosel Lane, St. Augustine, FL 32095Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINESep 2026$634,000$2634/32,411440.6
21 Calle De Paz, St. Augustine, FL 32095Listed by REAL BROKER LLCSep 2026$530,000$2284/22,320170.6
55 Aspendale Road, Ponte Vedra, FL 32081Listed by RICK WOOD & ASSOCIATES INCSep 2026$644,900$2614/3.52,4741550.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$625,000
Price / Sq Ft$276
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,267
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

School Information

Community Information

Address138 Oleta Way, St. Augustine, FL 32095
Area312-Palencia Area
SubdivisionPalencia
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Dimensions60 x 130
Parcel Number0721542920
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Golf Course, Park, Pickleball, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewProtected Preserve, Water
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Gas Oven, Gas Water Heater, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne
LaundryGas Dryer Hookup
SecurityClosed Circuit Camera(s), Security Gate, Security System Owned

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchDeck, Rear Porch, Screened
FencingFenced, Back Yard

Additional Information

Date ListedFebruary 16, 2026
Days on Market75
HOA Fees$148 / Annually
HOA FrequencyAnnually
HOA NamePalencia North HOA
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Palencia

Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Palencia homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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