This home is in St. Augustine — a waterfront home in St. Johns County.
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Sold·Closed Mar 24, 2026·0 days on market·Recent sales in SilverLeaf
9551 County Road 13 N
St. Augustine, FL 32092
About this home
St. Augustine
The river is the jewel of this home. Newly constructed in 2024 and set along the St. Johns River with 50 feet of prime frontage, this 4-bedroom, 2.5-bath property is designed for those who want to fully embrace waterfront living—boating, relaxing, and taking in unforgettable sunsets right from their backyard. Your private dock and boating setup are exceptional, featuring a 10,000-lb boat lift, 50-amp marine power, treated water, jet ski lift, and accommodations for up to a 50' yacht. The expansive 450-ft dock includes oversized custom pylons and 50,000-lb stainless steel tide slides, while the PVC vinyl bulkhead is just four years old. Shallow water near the property makes navigation easy, and you're only about two miles by boat or car to Outback Crab Shack for casual riverfront dining. Inside, panoramic water views fill the main living areas and the primary suite, which is conveniently located on the first floor. The suite offers a soaking tub, glass walk-in shower, and
Next steps in SilverLeaf
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,565 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $667,748 | $284,984 | — |
| 2025 | $88,182 | $75,872 | — |
| 2024 | $563,269 | $276,245 | — |
| 2024 | $73,569 | $68,975 | — |
| 2023 | $128,560 | $106,645 | — |
| 2023 | $63,896 | $62,705 | — |
| 2022 | $163,662 | $150,632 | — |
| 2022 | $62,278 | $57,005 | — |
| 2021 | $136,938 | $136,938 | — |
| 2021 | $51,823 | $51,823 | — |
| 2020 | $125,888 | $125,888 | — |
| 2020 | $51,829 | $51,829 | ▼ $894 |
Estimated taxes if purchased at asking price: ~$18,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $357/sq ft; this home is listed at $468/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 8228 Hall Lane, St. Augustine, FL 32092Listed by WATSON REALTY CORP | Oct 2026 | $799,000 | $394 | 3/2.5 | 2,028 | 73 | 1 |
| 10111 County Road 13 N, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Aug 2026 | $1,050,000 | $357 | 5/3 | 2,940 | 61 | 1 |
| 8337 Colee Cove Road, St. Augustine, FL 32092Listed by FIRST COAST REALTY OF JACKSONVILLE INC | Aug 2026 | $562,250 | $295 | 3/2 | 1,906 | 104 | 1.2 |
| 227 River Forest Lane, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $925,000 | $423 | 3/2 | 2,189 | 136 | 1.4 |
| 7945 County Road 13 N, St. Augustine, FL 32092Listed by COLDWELL BANKER VANGUARD REALTY | Jun 2026 | $495,000 | $204 | 4/3 | 2,432 | 7 | 2.8 |
| 2600 Snail Kite Court, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLC | Jun 2026 | $430,000 | $169 | 4/2 | 2,544 | 21 | 2.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX UNLIMITED
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Mar 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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