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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Sold

Sold·Closed Dec 10, 2025·48 days on market·Recent sales in SilverLeaf

8195 County Road 208

St. Augustine, FL 32092

$1,125,000sold priceListed at $1,250,000 · 90% of asking$463/sqftMLS# 2108165
4
Beds
2.5
Baths
2,430
Sq Ft
2012
Built
2
Garage
No
Pool
No HOA5.00 acresSingle Family Residence1 story

About this home

St. Augustine

Experience the best of country living on this 5-acre estate in St. Augustine, featuring a beautifully crafted 4-bedroom, 2.5 bath home with an oversized garage, multiple outbuildings, and incredible outdoor amenities. Inside, you'll find quality construction with 2x6 framing, Hardy Board siding, and 10' ceilings throughout. The open floor plan is highlighted by a large stone wood burning fireplace, sound-deadening wood laminate flooring, and a bright kitchen with granite countertops, custom soft-close cabinetry, and stainless steel appliances including a gas cooktop. The spacious primary suite boasts a granite double vanity, walk-in shower, garden tub, and walk-in closet. Additional highlights include a split-zone AC with UV light, Generac standby generator, commercial-grade water softener, and a full security system with cameras. Relax and entertain outdoors with a 500+ sq. ft. screened back porch with hot tub, a covered front porch, and a pavilion by the pond complete with

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,231
Property taxesest. at asking price, St. Johns County$1,497
Estimated total, before insurance$7,728/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,584/yr · $299/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,125,000
$225,000
Loan Term
Monthly Payment
$6,231
Principal & Interest: $6,231
Property taxes (est.): $1,497
Insurance (est.): $750
Estimated Total Monthly
$8,478
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,605 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,584/yr

Estimated taxes if purchased at asking price: ~$18,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $423/sq ft; this home is listed at $514/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
227 River Forest Lane, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$925,000$4233/22,1891360.6
10111 County Road 13 N, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$1,050,000$3575/32,940610.8
236 River Plantation Road S, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2025$655,000$2624/22,4961030.8
9551 County Road 13 N, St. Augustine, FL 32092Listed by RE/MAX UNLIMITEDMar 2026$1,150,000$4684/2.52,45801.6
5299 Deer Island Road, Green Cove Springs, FL 32043Listed by EXIT MAGNOLIA POINT REALTYOct 2025$1,075,000$4803/2.52,2411792.1
8228 Hall Lane, St. Augustine, FL 32092Listed by WATSON REALTY CORPOct 2026$799,000$3943/2.52,028732.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,250,000
Price / Sq Ft$514
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,430
Acres5.00 acres
Year Built2012
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address8195 County Road 208, St. Augustine, FL 32092
Area343-Molasses Junction/Elkton
SubdivisionRural
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size217,800 sq ft
Parcel Number0179700020

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerSeptic Tank
Water SourceWell
ParkingAttached, Garage, RV Access/Parking, Other
ViewPond, Trees/Woods

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LaundryElectric Dryer Hookup, Gas Dryer Hookup
SecuritySecurity Gate
Spa FeaturesAbove Ground

Exterior

Exterior FeaturesFire Pit
Lot DescriptionMany Trees
Patio / PorchCovered, Front Porch, Porch, Screened
FencingBack Yard
RoofShingle
Other StructuresBarn(s), Shed(s), Workshop

Additional Information

Date ListedSeptember 10, 2025
Days on Market48
Tax Amount$3,584.33
Tax Year2024
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PREMIER HOMES REALTY INC

Sold by: PREMIER HOMES REALTY INC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 10, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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