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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Active

Active·Listed today

7761 Wyndwood Drive

St. Augustine, FL 32092

$774,900$275/sqftEst. $4,104/moMLS# 2164248
Open house Sat, Sep 19 · 11:00 am–1:00 pm
5
Beds
3
Baths
2,816
Sq Ft
1996
Built
Garage
No
Pool
No HOA0.68 acresSingle Family Residence1 story

About this home

St. Augustine

Custom luxury meets effortless Florida living in this completely reimagined St. Augustine home, where thoughtful design, elevated finishes and exceptional craftsmanship come together at every turn. Offering 5 bedrooms, 3.5 bathrooms and 2,816 square feet on an expansive .68-acre lot, this is anything but an ordinary property. At the heart of the home is a spectacular open-concept living space crowned by vaulted, beamed ceilings and anchored by a showpiece gourmet kitchen. A massive 10-foot island, custom cabinetry and elevated finishes create a striking centerpiece designed for gathering, entertaining and everyday living. While the kitchen and common areas serve as the central hub of the home, the bedrooms are thoughtfully positioned in separate, private areas, creating an ideal balance between connection and retreat. Extensive renovations and updates throughout give the entire home a polished, cohesive feel and peace of mind, while the outdoor spaces are every bit as impressive.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$4,104
Property taxesest. at asking price, St. Johns County$1,031
Estimated total, before insurance$5,135/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,553/yr · $713/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$774,900
$154,980
Loan Term
Monthly Payment
$4,104
Principal & Interest: $4,104
Property taxes (est.): $1,031
Insurance (est.): $517
Estimated Total Monthly
$5,651
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,646 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,553/yr

Estimated taxes if purchased at asking price: ~$12,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 18, 2026Active$774,900
  • Sep 9, 2026Listed$774,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$774,900
Price / Sq Ft$275
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,816
Acres0.68 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Carport Spaces4
Has PoolNo
Is WaterfrontNo

Community Information

Address7761 Wyndwood Drive, St. Augustine, FL 32092
Area303-Palmo/Six Mile Area
SubdivisionWyndwood
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size29,620.8 sq ft
Parcel Number0136800040

Amenities

UtilitiesElectricity Connected
SewerPrivate Sewer, Septic Tank
Water SourcePrivate, Well
ParkingAttached Carport, Covered

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Electric, Zoned
CoolingCentral Air, Electric, Zoned
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionDead End Street
Patio / PorchCovered, Rear Porch
RoofMetal
ConstructionBrick, Fiber Cement
Other StructuresShed(s), Workshop

Additional Information

Date ListedSeptember 18, 2026
Days on Market0
Tax Amount$8,553.39
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LIVE LOVELY REALTY LLC · rich@livelovelyrealty.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Open Houses

9/19/2026

11:00 am - 1:00 pm

9/20/2026

1:00 pm - 3:00 pm