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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns — a home near Bartram Trail High School.

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Sold

Sold·Closed Jun 17, 2026·8 days on market·Recent sales in RiverTown

116 Wambaw Drive

St. Johns, FL 32259

$470,000sold priceListed at $475,000 · 98.9% of asking$196/sqftMLS# 2127460
5
Beds
3
Baths
2,397
Sq Ft
2023
Built
2
Garage
No
Pool
HOA $4/mo4,356 sqft lotSingle Family Residence2 stories

About this home

St. Johns

Welcome to 116 Wambaw Drive in the RiverTown community, located less than one mile from Hallowes Cove Academy and the RiverLodge amenity center. This thoughtfully designed home features an open floor plan with spacious living areas and a modern kitchen with light gray cabinetry, large island, and stylish backsplash. The home offers five bedrooms, three full bathrooms, and a versatile upstairs loft. The primary suite includes a glass-enclosed shower, soaking tub, and walk-in closet. Additional features include a drop zone, under-stairs storage, two-car garage, a mostly-fenced backyard, and covered rear porch. RiverTown offers three amenity centers with pools, a lazy river, sports courts, walking paths, and dog parks.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,603
Property taxesest. at asking price, St. Johns County$625
HOAbilled annually$4
Estimated total, before insurance$3,233/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,377/yr · $615/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$470,000
$94,000
Loan Term
Monthly Payment
$2,603
Principal & Interest: $2,603
Property taxes (est.): $625
Insurance (est.): $313
Estimated Total Monthly
$3,542
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Last sold: $457,500 in May 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$432,279$311,388—
2024$422,262$301,905—
2023$100,000$100,000—

2025 property taxes (current owner): $7,377/yr

Estimated taxes if purchased at asking price: ~$7,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $253/sq ft; this home is listed at $198/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
139 Saddlebunch Court, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESSep 2026$650,000$2144/2.53,036200.4
130 Beaufort Court, St. Johns, FL 32259Listed by NON MLS (realMLS)Aug 2026$630,674$2644/32,38500.4
146 Saddlebunch Court, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESAug 2026$599,000$2533/2.52,367880.4
295 Palomar Drive, St. Johns, FL 32259Listed by LPT REALTY LLCSep 2026$560,000$2633/22,126280.7
52 Waterfront Drive, St. Johns, FL 32259Listed by MOMENTUM REALTYSep 2026$505,000$2133/22,370550.8
229 Chandler Drive, St. Johns, FL 32259Listed by ROUND TABLE REALTYAug 2026$525,000$2074/3.52,5331020.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$475,000
Price / Sq Ft$198
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,397
Acres0.10 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address116 Wambaw Drive, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionRivertown
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size4,356 sq ft
Parcel Number0007260440

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Walk-In Closet(s)
AppliancesDishwasher, Gas Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryUpper Level

Exterior

Patio / PorchCovered, Front Porch, Rear Porch
FencingOther, Fenced, Back Yard

Additional Information

Date ListedFebruary 5, 2026
Days on Market8
HOA Fees$53 / Annually
HOA FrequencyAnnually
HOA NameFloridian Property Management
Tax Amount$7,377.3
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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