This home is in Rivertown, St. Johns.

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Active

Active·23 days on market·Rivertown

70 Tarklin Road

St. Johns, FL 32259

$545,000$252/sqftEst. $2,901/moMLS# 2147570

Beds

Baths

2,159

Sq Ft

2018

Built

Garage

Pool

About this home

Rivertown

Welcome home! Water views, flexible living space, and resort-style Rivertown amenities come together in this beautifully upgraded home designed for both everyday comfort and entertaining. The open-concept layout connects the kitchen, dining, and family room while overlooking peaceful water views through triple sliding glass doors that lead to the screened lanai. Whether hosting friends or enjoying a quiet evening outside, the indoor-outdoor flow creates a relaxed and inviting atmosphere throughout the home. The kitchen features upgraded 42-inch cabinetry, granite countertops, backsplash details, large island seating, and abundant storage. Real hardwood flooring adds warmth and character to the family room and downstairs flex space, while tile flooring flows throughout the remaining main living areas. The downstairs flex room with French doors offers an ideal setup for a home office, playroom, or additional lounge space.

Cost to own

Mortgage calculator

Home Price

$545,000

Down Payment: 20%

$109,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,753

Principal & Interest: $2,753

Est. Taxes & Insurance: $688

Estimated Total Monthly

$3,441

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,901

Property taxesest. at asking price, St. Johns County$725

HOAbilled annually$4

Estimated total, before insurance$3,630/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$424,477	$373,755	—
2024	$433,187	$363,127	—
2023	$436,431	$351,094	—
2022	$389,412	$339,412	—
2021	$289,217	$218,830	—
2020	$271,630	$215,118	—

2025 property taxes (current owner): $8,070/yr

Estimated taxes if purchased at asking price: ~$8,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,762 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jun 22, 2026Listed$545,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$545,000

Price / Sq Ft$252

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,159

Acres0.15 acres

Year Built2018

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

School Information

ElementaryHallowes Cove Academy

MiddleHallowes Cove Academy

HighBartram Trail

Community Information

Address70 Tarklin Road, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionRivertown

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size6,534 sq ft

Parcel Number0007090290

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Management - Full Time, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingAttached, Garage

ViewWater

Waterfront TypePond