Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in St. Johns — a home near Bartram Trail High School.

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Active

Active·46 days on market

70 Tarklin Road

St. Johns, FL 32259

$529,000$245/sqftEst. $2,728/moMLS# 2147570

Beds

Baths

2,159

Sq Ft

2018

Built

Garage

Pool

About this home

St. Johns

Welcome home! Water views, flexible living space, and resort-style Rivertown amenities come together in this beautifully upgraded home designed for both everyday comfort and entertaining. A standout feature is the fully paid-off solar panel system paired with a Tesla Powerwall whole-home backup system, providing energy efficiency, backup power, and long-term savings. The open-concept layout connects the kitchen, dining, and family room while overlooking peaceful water views through triple sliding glass doors that lead to the screened lanai. Whether hosting friends or enjoying a quiet evening outside, the indoor-outdoor flow creates a relaxed and inviting atmosphere throughout the home. The kitchen features upgraded 42-inch cabinetry, granite countertops, backsplash details, large island seating, and abundant storage. Real hardwood flooring adds warmth and character to the family room and downstairs flex space, while tile flooring flows throughout the remaining main living areas.

Cost to own

Mortgage calculator

Home Price

$529,000

Down Payment: 20%

$105,800

Interest Rate: 6.69%

Loan Term

Monthly Payment

$2,728

Principal & Interest: $2,728

Property taxes (est.): $704

Insurance (est.): $353

Estimated Total Monthly

$3,785

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,728

Property taxesest. at asking price, St. Johns County$704

HOAbilled annually$4

Estimated total, before insurance$3,436/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,070/yr · $672/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$424,477	$373,755	—
2024	$433,187	$363,127	—
2023	$436,431	$351,094	—
2022	$389,412	$339,412	—
2021	$289,217	$218,830	—
2020	$271,630	$215,118	—

2025 property taxes (current owner): $8,070/yr

Estimated taxes if purchased at asking price: ~$8,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,762 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 23, 2026Price change$529,000−$16,000
Jun 22, 2026Listed$545,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$529,000

Price / Sq Ft$245

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,159

Acres0.15 acres

Year Built2018

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

School Information

ElementaryHallowes Cove Academy

MiddleHallowes Cove Academy

HighBartram Trail

Community Information

Address70 Tarklin Road, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionRivertown

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size6,534 sq ft

Parcel Number0007090290

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Management - Full Time, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingAttached, Garage

ViewWater

Waterfront TypePond