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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns — a home near Bartram Trail High School.

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Active

$479,0003 bd · 2.5 ba · 2,159 sq ft

Active·145 days on market

70 Tarklin Road

St. Johns, FL 32259

$479,000$222/sqftEst. $2,596/mo mortgageMLS# 2147570
↓ $66,000 below original listOpen house Sun, Nov 15 · 12:00 pm–2:00 pm
3
Beds
2.5
Baths
2,159
Sq Ft
2018
Built
2
Garage
No
Pool
FEMA Zone XHOA $4/mo6,534 sqft lotWaterfrontSingle Family Residence2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Johns

Welcome home! Water views, flexible living space, and resort-style Rivertown amenities come together in this beautifully upgraded home designed for both everyday comfort and entertaining. A standout feature is the fully paid-off solar panel system paired with a Tesla Powerwall whole-home backup system, providing energy efficiency, backup power, and long-term savings. The open-concept layout connects the kitchen, dining, and family room while overlooking peaceful water views through triple sliding glass doors that lead to the screened lanai. Whether hosting friends or enjoying a quiet evening outside, the indoor-outdoor flow creates a relaxed and inviting atmosphere throughout the home. The kitchen features upgraded 42-inch cabinetry, granite countertops, backsplash details, large island seating, and abundant storage. Real hardwood flooring adds warmth and character to the family room and downstairs flex space, while tile flooring flows throughout the remaining main living areas.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$2,596
Property taxesest. at asking price, St. Johns County$627
HOAbilled annually$4
Estimated total, before insurance$3,228/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,070/yr · $672/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$479,000
$95,800
Loan Term
Monthly Payment
$2,596
Principal & Interest: $2,596
Property taxes (est.): $627
Insurance (est.): $319
Estimated Total Monthly
$3,543
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,762 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$389,057$337,646—
2025$424,477$373,755—
2024$433,187$363,127—
2023$436,431$351,094—
2022$389,412$339,412—
2021$289,217$218,830—
2020$271,630$215,118—

2025 property taxes (current owner): $8,070/yr

Estimated taxes if purchased at asking price: ~$7,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,526 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Nov 4, 2026Price change$479,000−$31,000
  • Aug 26, 2026Price change$510,000−$19,000
  • Jul 23, 2026Price change$529,000−$16,000
  • Jun 22, 2026Listed$545,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $267/sq ft; this home is listed at $222/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
633 Kendall Crossing Drive, St. Johns, FL 32259Listed by KELLER WILLIAMS ST JOHNSNov 2026$467,000$2304/22,0301300.1
317 Crafton Circle, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESOct 2026$475,000$2263/32,102630.4
19 Noble Oak Drive, St. Johns, FL 32259Listed by JACKSONVILLE TBI REALTY, LLCSep 2026$748,392$2684/32,792100.4
254 Crafton Circle, St. Johns, FL 32259Listed by NON MLS (realMLS)Oct 2026$524,756$2762/21,90000.5
25 Perdido Street, St. Johns, FL 32259Listed by RE/MAX SPECIALISTSOct 2026$599,000$2424/3.52,47130.5
343 Juniper Hills Drive, St. Johns, FL 32259Listed by RE/MAX SPECIALISTSNov 2026$417,000$2672/21,560730.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$479,000
Price / Sq Ft$222
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,159
Acres0.15 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Zoned elementaryHallowes Cove Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryHallowes Cove Academy
Reported middleHallowes Cove Academy
Reported highBartram Trail
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address70 Tarklin Road, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionRivertown
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size6,534 sq ft
Parcel Number0007090290

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Management - Full Time, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Restaurant
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage
ViewWater
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Rear Porch, Screened
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedJune 22, 2026
Days on Market145
HOA Fees$53 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$8,069.85
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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