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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns a home near Bartram Trail High School.

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Active·Listed today

184 Oak Shadow Place

St. Johns, FL 32259

$465,000$253/sqftEst. $2,415/moMLS# 2164889
2
Beds
2
Baths
1,835
Sq Ft
2021
Built
2
Garage
No
Pool

About this home

St. Johns

Welcome to this beautifully maintained 3-bedroom, 2-bath home in the highly desirable RiverTown community, served by the well-regarded St. Johns County School District. Situated on a corner lot with no home directly behind, the property offers added privacy and a large screened lanai for relaxing or entertaining. Inside, enjoy an open floor plan with a 10-foot family-room ceiling, upgraded lighting and a versatile flex room--ideal for a home office, study or hobby space. The kitchen features granite countertops, stainless steel appliances, a gas cooktop, walk-in pantry and convenient butler's pantry. A separate laundry room and drop zone add everyday functionality. RiverTown offers resort-style amenities and abundant outdoor recreation. Conveniently located near Publix, shopping, dining and Durbin Park, this move-in-ready rental offers the best of St. Johns living!

Cost to own

Mortgage calculator

$465,000
$93,000
Loan Term
Monthly Payment
$2,415
Principal & Interest: $2,415
Property taxes (est.): $619
Insurance (est.): $310
Estimated Total Monthly
$3,344
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$2,415
Property taxesest. at asking price, St. Johns County$619
HOAbilled annually$5
Estimated total, before insurance$3,039/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,879/yr · $740/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,879/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 15, 2026Listed$465,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$465,000
Price / Sq Ft$253
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,835
Total Structure Area2,648 sq ft
Acres0.13 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address184 Oak Shadow Place, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionRivertown
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size5,662.8 sq ft
Parcel Number0007170500

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Park, Playground, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Open Floorplan
AppliancesGas Range
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCorner Lot
Patio / PorchCovered, Patio

Additional Information

Date ListedSeptember 15, 2026
Days on Market7
HOA Fees$55 / Annually
HOA FrequencyAnnually
HOA NameFloridian Property Management
Tax Amount$8,878.77
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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