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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Beachwalk, St. Johns — a gated community home in St. Johns County.

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Sold

Sold·Closed Jun 17, 2026·108 days on market·Recent sales in Beachwalk·Beachwalk

450 Tortola Way

St. Johns, FL 32259

$870,000sold priceListed at $889,900 · 97.8% of asking$242/sqftMLS# 2126573
5
Beds
3.5
Baths
3,601
Sq Ft
2022
Built
4
Garage
No
Pool

32 more homes for sale in Beachwalk →Search Beachwalk on the map

HOA $191/mo10,454 sqft lotSingle Family Residence1 story

About this home

Beachwalk

Seller Offering $10,000 Toward Buyer's Closing Costs PLUS $8,780 Toward the Initial Beachwalk Club Membership Fee and First Year of Dues! Resort-Style Living in Beachwalk! Welcome to this stunning 2022 Montauk floor plan, ideally situated on a quiet cul-de-sac within the sought-after Beachwalk community and the A-rated St. Johns County School District. Just 10 minutes from the beaches, this single-story home offers luxury, comfort, and an unbeatable lifestyle. Enjoy exclusive access to Beachwalk's world-class amenities—including the 14-acre Crystal Lagoon with white sandy beaches, a swim-up bar, clubhouse, fitness center, tennis, and a dedicated kids' area—all on the seller's dime! This beautifully designed home features 4 bedrooms, 3.5 bathrooms, an office/flex 5th bedroom, and 3,601 sq ft of open-concept living. The 3-car garage includes brand-new epoxy flooring, a separate golf cart garage, and a brick-paver driveway.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,819
Property taxesest. at asking price, St. Johns County$1,158
HOAbilled quarterly$191
Estimated total, before insurance$6,168/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$15,976/yr · $1,331/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$870,000
$174,000
Loan Term
Monthly Payment
$4,819
Principal & Interest: $4,819
Property taxes (est.): $1,158
Insurance (est.): $580
Estimated Total Monthly
$6,557
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,787 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $874,700 in January 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$817,444$782,849—
2024$711,681$711,681—
2023$690,479$690,479—
2022$140,000$140,000—
2021$115,000$115,000—
2020$28,500$28,500—

2025 property taxes (current owner): $15,976/yr

Estimated taxes if purchased at asking price: ~$13,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $285/sq ft; this home is listed at $247/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
306 Tortola Way, St. Johns, FL 32259Listed by ROUND TABLE REALTYAug 2026$977,750$3094/33,161810.1
264 Topside Drive, St. Johns, FL 32259Listed by WATSON REALTY CORPOct 2026$940,000$2974/33,161180.3
76 Tahiti Cove, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$810,000$2394/33,385880.6
288 Cameron Drive, Ponte Vedra, FL 32081Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$665,000$2054/3.53,249880.7
141 Brookline Trail, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$819,000$2854/32,873370.7
53 Tilloo Court, St. Johns, FL 32259Listed by WATSON REALTY CORPJul 2026$719,000$2234/3.53,226470.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$889,900
Price / Sq Ft$247
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,601
Acres0.24 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages4
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address450 Tortola Way, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionBeachwalk
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size10,454.4 sq ft
Parcel Number0237150390

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Playground, Sauna, Spa/Hot Tub, Tennis Court(s)
Community FeaturesGated
UtilitiesCable Available, Natural Gas Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, In-Law Floorplan, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Gas Cooktop, Ice Maker, Microwave, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch
RoofMetal
ConstructionFiber Cement, Frame

Additional Information

Date ListedJanuary 23, 2026
Days on Market108
HOA Fees$574 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds
Tax Amount$15,975.61
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Beachwalk

Beachwalk is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Beachwalk homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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