This home is in Coastal Oaks, Ponte Vedra.

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Active

Active·95 days on market·Coastal Oaks

222 Palm Island Way

Ponte Vedra, FL 32081

$833,000$362/sqftEst. $4,434/moMLS# 2126427

Beds

Baths

2,300

Sq Ft

2017

Built

Garage

Yes

Pool

About this home

Coastal Oaks

CDD BOND HALF PAID OFF! Golf Cart comes with the home!! Enjoy the comforts of home in this upgraded pool home! Custom built with well thought out finishes. FOUR bedroom, 2 Full Bathroom, 2 Half baths, spacious, open floor plan, UPGRADES and a HEATED POOL!! Paver walkway, high (12 ft) ceilings in main areas, open floorplan has excellent use of space. Walk in and notice the upgraded tile floors throughout, two secondary bedrooms with one Full bathroom for a perfect secondary retreat. Another bedroom on the other side of the home with a nice walk in closet that could be used as a bedroom, office or flex room. The grand living space is open from the kitchen to the living room and dining room. Perfect space to entertain, cook and enjoy! The cabinets were upgraded after the build. The chef's kitchen features a six burner gas cooktop, quartz countertops and double stacked cabinets. Solid doors, garage cabinets, epoxy flooring in the garage are just a few of the touches.

Cost to own

Mortgage calculator

Home Price

$833,000

Down Payment: 20%

$166,600

Interest Rate: 6.55%

Loan Term

Monthly Payment

$4,234

Principal & Interest: $4,234

Est. Taxes & Insurance: $1,059

Estimated Total Monthly

$5,293

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,434

Property taxesest. at asking price, St. Johns County$1,108

HOAbilled quarterly$255

Estimated total, before insurance$5,797/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$693,503	$612,843	—
2024	$692,633	$594,864	—
2023	$729,690	$576,082	—
2022	$607,847	$557,847	—
2021	$434,201	$434,201	—
2020	$426,207	$426,207	—

2025 property taxes (current owner): $10,676/yr

Estimated taxes if purchased at asking price: ~$13,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,724 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 12, 2026Listed$833,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$833,000

Price / Sq Ft$362

Bedrooms4

Bathrooms3.00

Full Baths2

Half Baths2

Square Footage2,300

Acres0.19 acres

Year Built2017

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Heated, Salt Water, Screen Enclosure

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryPine Island Academy

MiddlePine Island Academy

HighAllen D. Nease

Community Information

Address222 Palm Island Way, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionCoastal Oaks At Nocatee

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size8,276.4 sq ft

Parcel Number0702916010

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Connected, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener, Gated

ViewPool, Protected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringTile

# of Stories1

LevelsOne

LaundryGas Dryer Hookup, Washer Hookup

SecurityGated with Guard, Smoke Detector(s)