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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Coastal Oaks, Ponte Vedra — a pool home in Nocatee.

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Sold

Sold·Closed Aug 13, 2026·174 days on market·Recent sales in Coastal Oaks·Coastal Oaks

222 Palm Island Way

Ponte Vedra, FL 32081

$780,000sold priceListed at $833,000 · 93.6% of asking$339/sqftMLS# 2126427
4
Beds
3
Baths
2,300
Sq Ft
2017
Built
2
Garage
Yes
Pool

16 more homes for sale in Coastal Oaks →Search Coastal Oaks on the map

FEMA Zone XHOA $255/mo8,276 sqft lotSingle Family Residence1 story

About this home

Coastal Oaks

CDD BOND HALF PAID OFF! Golf Cart comes with the home!! Enjoy the comforts of home in this upgraded pool home! Custom built with well thought out finishes. FOUR bedroom, 2 Full Bathroom, 2 Half baths, spacious, open floor plan, UPGRADES and a HEATED POOL!! Paver walkway, high (12 ft) ceilings in main areas, open floorplan has excellent use of space. Walk in and notice the upgraded tile floors throughout, two secondary bedrooms with one Full bathroom for a perfect secondary retreat. Another bedroom on the other side of the home with a nice walk in closet that could be used as a bedroom, office or flex room. The grand living space is open from the kitchen to the living room and dining room. Perfect space to entertain, cook and enjoy! The cabinets were upgraded after the build. The chef's kitchen features a six burner gas cooktop, quartz countertops and double stacked cabinets. Solid doors, garage cabinets, epoxy flooring in the garage are just a few of the touches.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,320
Property taxesest. at asking price, St. Johns County$1,038
HOAbilled quarterly$255
Estimated total, before insurance$5,614/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,676/yr · $890/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$780,000
$156,000
Loan Term
Monthly Payment
$4,320
Principal & Interest: $4,320
Property taxes (est.): $1,038
Insurance (est.): $520
Estimated Total Monthly
$5,878
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,724 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$693,503$612,843—
2024$692,633$594,864—
2023$729,690$576,082—
2022$607,847$557,847—
2021$434,201$434,201—
2020$426,207$426,207—

2025 property taxes (current owner): $10,676/yr

Estimated taxes if purchased at asking price: ~$12,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 13, 2026Closed$833,000
  • Jul 17, 2026Active Under Contract$833,000
  • Apr 12, 2026Listed$833,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $323/sq ft; this home is listed at $362/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
168 Seamark Drive, Ponte Vedra, FL 32081Listed by PROVIDENCE REALTY, LLCSep 2026$650,000$2904/2.52,2391400.6
85 Whitecap Lane, Ponte Vedra, FL 32081Listed by GPS REALTY LLCSep 2026$936,995$3234/4.52,90000.7
37 Seamark Drive, Ponte Vedra, FL 32081Listed by ICI SELECT REALTY, INC.Sep 2026$869,001$3144/3.52,768250.7
21 Evenfall Drive, Ponte Vedra, FL 32081Listed by ICI SELECT REALTY, INC.Sep 2026$964,935$3494/3.52,76800.7
585 Caiden Drive, Ponte Vedra, FL 32091Listed by ICI SELECT REALTY, INC.Sep 2026$765,329$3154/32,43070.7
544 Caiden Drive, Ponte Vedra, FL 32081Listed by GPS REALTY LLCSep 2026$1,003,017$3464/4.52,90000.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$833,000
Price / Sq Ft$362
Bedrooms4
Bathrooms3.00
Full Baths2
Half Baths2
Square Footage2,300
Acres0.19 acres
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Heated, Salt Water, Screen Enclosure
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address222 Palm Island Way, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionCoastal Oaks At Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size8,276.4 sq ft
Parcel Number0702916010
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Gated
UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener, Gated
ViewPool, Protected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryGas Dryer Hookup, Washer Hookup
SecurityGated with Guard, Smoke Detector(s)

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionSprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Porch, Screened
FencingWrought Iron
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedApril 13, 2026
Days on Market174
HOA Fees$766 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesSecurity
Tax Amount$10,675.57
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Coastal Oaks

Coastal Oaks is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Coastal Oaks homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines