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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a home near Mandarin High School.

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Active

Active·194 days on market

5427 Parkside Lakes Drive

Jacksonville, FL 32257

$574,000$201/sqftEst. $2,927/moMLS# 2126035
4
Beds
3
Baths
2,850
Sq Ft
2016
Built
3
Garage
No
Pool

About this home

Jacksonville

Motivated Seller!!! ***Fresh Exterior Paint*** Beautiful 4-bedroom, 3-bathroom home in the desirable Mandarin area of Jacksonville offering 2,850 sq ft of well-designed living space. This home features a split floorplan with all bedrooms on the first floor and a spacious bonus room upstairs, ideal for a media room, office, or guest space. The open-concept kitchen and living area boast hardwood floors, 10-foot ceilings, upgraded lighting, quartz countertops, and ample cabinetry--perfect for daily living and entertaining. All bathrooms include quartz countertops, with 12-inch tile in wet areas and carpeted bedrooms for comfort. The owner's suite features a custom walk-in closet by Closets by Design. Enjoy outdoor living on the screened-in back porch and plenty of storage with a 3-car garage. Conveniently located near I-95 and I-295, close to shopping, dining, and zoned for excellent schools. A perfect blend of comfort, style, and functionality. Schedule your showing today!

Cost to own

Mortgage calculator

$574,000
$114,800
Loan Term
Monthly Payment
$2,927
Principal & Interest: $2,927
Property taxes (est.): $937
Insurance (est.): $383
Estimated Total Monthly
$4,247
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,927
Property taxesest. at asking price, Duval County$937
HOAbilled annually$46
Estimated total, before insurance$3,910/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,785/yr · $482/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$488,831$295,242 $1,269
2024$489,526$284,981 $28,402
2023$458,881$275,225
2022$432,028$265,753
2021$317,338$256,557
2020$307,823$252,325

2025 property taxes (current owner): $5,785/yr

Estimated taxes if purchased at asking price: ~$11,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,767 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jan 20, 2026Listed$574,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$574,000
Price / Sq Ft$201
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,850
Acres0.19 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMandarin Oaks
MiddleMandarin

Community Information

Address5427 Parkside Lakes Drive, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionParkside Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size8,276.4 sq ft
Parcel Number1565850760

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchRear Porch, Screened
RoofShingle
ConstructionBrick Veneer, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedJanuary 20, 2026
Days on Market168
HOA Fees$550 / Annually
HOA FrequencyAnnually
Tax Amount$5,785.1
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EAGLES WORLD REALTY, INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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