Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Sweetwater Creek, Jacksonville — a home near Mandarin High School.

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Active Under Contract

Active Under Contract·79 days on market·Sweetwater Creek

5255 Camelot Forest Drive

Jacksonville, FL 32258

$525,000$212/sqftEst. $2,677/moMLS# 2141677

Beds

Baths

2,476

Sq Ft

1996

Built

Garage

Pool

About this home

Sweetwater Creek

72-HOUR KICKOUT CLAUSE IN PLACE. ACCEPTING BACKUPS. Welcome to your Mandarin dream home! Located in the highly desirable subdivision of Sweetwater Creek Estates and surrounded by great schools, this 5 bedroom, 3.5 bath home is move-in ready. Located on a large, pond-front, corner lot, this meticulously landscaped property only gets better inside. Enjoy brand new carpet and interior paint throughout the entire home! The upgraded eat-in kitchen features granite countertops, all stainless steel appliances, and reverse osmosis water supply. Just off the main living area, the fully enclosed sunroom is the epitome of Florida living, offering stunning views of local wildlife just off the paver patio. Enjoy peace of mind with a 2022 water heater, and a whole home water softener system. The convenient location puts you just 5 minutes to I-295, and just 10 minutes to grocery stores and shopping.

Cost to own

Mortgage calculator

Home Price

$525,000

Down Payment: 20%

$105,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,677

Principal & Interest: $2,677

Property taxes (est.): $857

Insurance (est.): $350

Estimated Total Monthly

$3,884

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,677

Property taxesest. at asking price, Duval County$857

HOAbilled annually$30

Estimated total, before insurance$3,564/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,587/yr · $299/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$395,373	$172,367	—
2024	$386,623	$166,802	—
2023	$390,965	$160,488	▲ $31,383
2022	$346,606	$154,358	—
2021	$270,084	$148,406	—
2020	$257,779	$145,667	▲ $3,375

2025 property taxes (current owner): $3,587/yr

Estimated taxes if purchased at asking price: ~$10,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,593 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

May 16, 2026Listed$525,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$525,000

Price / Sq Ft$212

Bedrooms5

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,476

Total Structure Area3,226 sq ft

Acres0.34 acres

Year Built1996

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryGreenland Pines

MiddleTwin Lakes Academy

HighMandarin

Community Information

Address5255 Camelot Forest Drive, Jacksonville, FL 32258

Area014-Mandarin

SubdivisionSweetwater Creek

CityJacksonville

CountyDuval

StateFL

Zip Code32258

Lot Size14,810.4 sq ft

Parcel Number1564592095

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewPond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingHeat Pump

CoolingCentral Air

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

SecuritySecurity System Owned, Smoke Detector(s)