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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Mar 20, 2026·33 days on market·Recent sales in Mandarin

12094 Dividing Oaks Trail E

Jacksonville, FL 32223

$608,000sold priceListed at $630,000 · 96.5% of asking$224/sqftMLS# 2125524
4
Beds
3.5
Baths
2,710
Sq Ft
1985
Built
2
Garage
Yes
Pool
HOA $32/mo15,682 sqft lotSingle Family Residence2 stories

About this home

Jacksonville

Welcome home to this meticulously renovated masterpiece in the desirable Cormorant Creek Estates! Situated on a sprawling 0.35-acre lot surrounded by mature trees, this property offers the perfect blend of modern luxury and total peace of mind. The curb appeal is undeniable with fresh exterior paint, new landscaping, a resurfaced driveway, and a painted garage floor. Step inside to discover a bright, open floor plan featuring fresh interior paint, Luxury Vinyl Plank (LVP) flooring, and sophisticated new lighting throughout. The heart of the home is the chef-inspired kitchen, featuring soft-close wood cabinetry in a warm Sandalwood glaze, sleek quartz countertops, and a classic subway tile backsplash. High-end details abound, including a stainless farmhouse sink, a pyramid wall-mount range hood, a pot filler over the cooktop, and an LED faucet.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,341
Property taxesest. at asking price, Duval County$993
HOAbilled annually$32
Estimated total, before insurance$4,366/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,414/yr · $701/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,750 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,414/yr

Estimated taxes if purchased at asking price: ~$11,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $229/sq ft; this home is listed at $232/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12231 Dividing Oaks Trail E, Jacksonville, FL 32223Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$575,000$2124/2.52,714490.2
12129 Cattail Drive W, Jacksonville, FL 32223Listed by DOUGLAS ELLIMAN FLORIDAOct 2026$730,000$2904/32,519810.4
3250 Tea Rose Drive, Jacksonville, FL 32223Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEOct 2026$392,000$1824/32,157780.5
2826 Sweetholly Drive, Jacksonville, FL 32223Listed by MARK SPAIN REAL ESTATESep 2026$430,000$1884/2.52,286160.7
12253 Orange Grove Drive, Jacksonville, FL 32223Listed by BARBARA ANN BURKE, BROKERSep 2026$540,000$2313/22,334790.8
3745 Dogwood Hill Terrace, Jacksonville, FL 32223Listed by NEXT MOVE ATLANTIC COASTSep 2026$507,000$2294/32,21080.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$630,000
Price / Sq Ft$232
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,710
Acres0.36 acres
Year Built1985
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address12094 Dividing Oaks Trail E, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionCormorant Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size15,681.6 sq ft
Parcel Number1581920290
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Off Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Vaulted Ceiling(s)
AppliancesDishwasher, Electric Oven, Electric Range, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Laminate, Vinyl
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsMulti/Split, Two
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchCovered, Patio, Screened
FencingFenced, Back Yard, Wood
RoofShingle
ConstructionBrick, Aluminum Siding

Additional Information

Date ListedJanuary 16, 2026
Days on Market33
HOA Fees$380 / Annually
HOA FrequencyAnnually
Tax Amount$8,413.87
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Sold by: BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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