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Sold·Closed Mar 26, 2026·78 days on market·Recent sales in Mandarin

3737 Loretto Road 104

Jacksonville, FL 32223

$116,500sold priceListed at $129,900 · 89.7% of asking$175/sqftMLS# 2121807
1
Beds
1
Baths
666
Sq Ft
1986
Built
—
Garage
No
Pool
HOA $217/moCondominium1 story

About this home

Jacksonville

These units dont come on the market often! Prime Mandarin Location--ground floor, 1 bedroom condo unit with low HOA fees ($216.83 month). Would make a great home for a first time buyer or investor. These units rent for $1200 a month with long term tenants. Upgraded wood like tile throughout the entire unit. Water & Sewer included in HOA fee. Community is nicely maintained and cared for. No sign of any assessments--roofs recently replaced. Parking lot repaved.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$645
Property taxesest. at asking price, Duval County$190
HOAbilled monthly$217
Estimated total, before insurance$1,052/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,804/yr · $150/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$116,500
$23,300
Loan Term
Monthly Payment
$645
Principal & Interest: $645
Property taxes (est.): $190
Insurance (est.): $78
Estimated Total Monthly
$913
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,804/yr

Estimated taxes if purchased at asking price: ~$2,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Dec 16, 2025Listed$129,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$129,900
Price / Sq Ft$195
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage666
Year Built1986
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address3737 Loretto Road 104, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionMandarin Pointe
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Parcel Number1589271010

Amenities

AmenitiesPool
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingUnassigned

Interior

Interior FeaturesPrimary Bathroom - Tub with Shower
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchPatio
Road SurfaceAsphalt

Additional Information

Date ListedDecember 16, 2025
Days on Market78
HOA Fees$216.83 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesSewer, Water
Tax Amount$1,803.52
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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