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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·212 days on market

8300 Plaza Gate Lane 1122

Jacksonville, FL 32217

$155,000$154/sqftEst. $859/moMLS# 2135968
2
Beds
2
Baths
1,006
Sq Ft
1985
Built
—
Garage
No
Pool
FEMA Zone XHOA $350/moCondominium1 story

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About this home

Jacksonville

Enjoy condo living in San Jose for under $200k! This 2 bedroom, single-story rear corner unit is a perfect home for first-time home buyers or empty nesters. One of the lowest condo fees in the area: only $350/month. Newly added screened porch adds more living space to the unit with a quieter wooded view. No unit above allows for vaulted ceilings in the open / living dining room with wood burning fireplace. Brand new kitchen with new cabinets, counters, appliances and backsplash. Two bedrooms with separate full baths offering privacy for you and your guests. Full laundry in unit. Plenty of parking with two spaces allotted for each unit. Newly installed roof. Beauclerc Lakes offers a community pool and is approved for VA financing. 5 mins from Beauclerc Elementary and DuPont Middle School. 15 mins from Mandarin, Downtown Jacksonville, and the St. Johns Town Center.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$859
Property taxesest. at asking price, Duval County$253
HOAbilled monthly$350
Estimated total, before insurance$1,462/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,006/yr · $167/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$155,000
$31,000
Loan Term
Monthly Payment
$859
Principal & Interest: $859
Property taxes (est.): $253
Insurance (est.): $103
Estimated Total Monthly
$1,215
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,755 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$119,500$114,199▼ $5,000
2024$124,500$103,818▼ $1,500
2023$126,000$94,380—
2022$97,500$85,800—
2021$78,000$78,000—
2020$69,000$61,710—

2024 property taxes (current owner): $2,006/yr

Estimated taxes if purchased at asking price: ~$3,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Mar 20, 2026Listed$155,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $190/sq ft; this home is listed at $154/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8300 Plaza Gate Lane S 1173, Jacksonville, FL 32217Listed by CENTURY 21 INTEGRAOct 2026$88,000$872/21,006990.1
4310 Plaza Gate Lane S 202, Jacksonville, FL 32217Listed by WATSON REALTY CORPJun 2026$98,000$792/21,247360.1
8137 Village Gate Court, Jacksonville, FL 32217Listed by LOKATIONJul 2026$215,000$1992/21,079330.4
4813 Cherwell Lane B-4-C, Jacksonville, FL 32217Listed by EXP REALTY LLCJun 2026$135,000$1052/1.51,282140.5
8675 Purslane Place, Jacksonville, FL 32217Listed by FREEDOM REALTY GROUP LLCJun 2026$218,500$1903/21,15360.8
8688 Deermoss Way W, Jacksonville, FL 32217Listed by PUBLIC SERVICES REALTYOct 2026$242,500$2093/21,161140.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$155,000
Price / Sq Ft$154
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,006
Year Built1985
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesNortheast

School Information

ElementaryBeauclerc
MiddleAlfred Dupont

Community Information

Address8300 Plaza Gate Lane 1122, Jacksonville, FL 32217
Area012-San Jose
SubdivisionBeauclerc Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Parcel Number1485160084
ZoningCondominium

Amenities

AmenitiesPool, Maintenance Grounds, Maintenance Structure, Management - Full Time, Management - Off Site
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGuest, Parking Lot, Unassigned

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Vaulted Ceiling(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air
FlooringVinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchPorch, Screened, Side Porch
RoofShingle
ConstructionFiber Cement, Stucco

Additional Information

Date ListedMarch 20, 2026
Days on Market164
HOA Fees$350 / Monthly
HOA FrequencyMonthly
HOA NameBeauclerc Lakes
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure
Tax Amount$2,006.41
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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