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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Mandarin Meadows, St. Johns.

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Sold

Sold·Closed Jan 20, 2026·2 days on market·Recent sales in Mandarin Meadows·Mandarin Meadows

909 Fruit Cove Road

St. Johns, FL 32259

$345,000sold priceListed at $350,000 · 98.6% of asking$209/sqftMLS# 2121172
3
Beds
2
Baths
1,647
Sq Ft
1986
Built
2
Garage
No
Pool

2 more homes for sale in Mandarin Meadows →Search Mandarin Meadows on the map

No HOA14,810 sqft lotSingle Family Residence1 story

About this home

Mandarin Meadows

Rare opportunity in highly coveted St. Johns County offering the highly desired freedom of NO HOA! Located in Florida's #1-rated school district close to the scenic St. Johns River. This charming 3-bedroom, 2-bathroom single-family home is move-in ready with thoughtful modern updates throughout. The home features a fully updated kitchen, complete with a desirable gas stove. Both bathrooms have also been beautifully updated. The functional layout includes an extra-large third bedroom, perfect for a spacious home office, media room, or guest suite. Practical amenities include a large utility room with washer/dryer and storage space, and a private rear-entry two-car garage which provides extra dedicated storage space. This updated home in a prime location makes for an exceptional find. Key Features: Updated Kitchen & Baths, Gas Stove, Large Utility Room, Extra Large 3rd Bedroom, Rear-Entry 2-Car Garage w/ Extra Storage, No HOA, Close to St. Johns River.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,896
Property taxesest. at asking price, St. Johns County$459
Estimated total, before insurance$2,355/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,691/yr · $141/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,304 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,691/yr

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $225/sq ft; this home is listed at $213/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1134 Harmony Drive N, St. Johns, FL 32259Listed by ASSIST2SELL FULL SERVICE REALTY LLC.Oct 2026$165,000$1183/21,4041820.3
940 State Road 13 N, Fruit Cove, FL 32259Listed by CENTURY 21 LIGHTHOUSE REALTYOct 2026$330,000$2063/21,5991830.5
1440 Forest Lane, St. Johns, FL 32259Listed by LIVE LOVELY REALTY LLCJul 2026$495,900$2454/22,028180.5
1411 Forest Lane, St. Johns, FL 32259Listed by HOMEPRO REALTY JACKSONVILLE LLCJul 2026$339,400$2153/21,58120.5
1590 Pitch Pine Avenue, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$720,000$3993/31,805921
629 Hummingbird Court, Jacksonville, FL 32259Listed by ERA ONETEAM REALTYAug 2026$420,000$2253/21,866561.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$350,000
Price / Sq Ft$213
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,647
Acres0.34 acres
Year Built1986
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address909 Fruit Cove Road, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionMandarin Meadows
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size14,810.4 sq ft
Parcel Number0073800220

Amenities

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Dryer, Electric Water Heater, Gas Cooktop, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne

Exterior

Patio / PorchFront Porch
RoofShingle
ConstructionShell Dash

Additional Information

Date ListedDecember 11, 2025
Days on Market2
Tax Amount$1,690.89
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Mandarin Meadows

Mandarin Meadows is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Mandarin Meadows homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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