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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Creekside High School.

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Sold

Sold·Closed Aug 26, 2026·56 days on market·Recent sales in Jacksonville

629 Hummingbird Court

Jacksonville, FL 32259

$420,000sold priceListed at $416,000 · 101% of asking$225/sqftMLS# 2148921
3
Beds
2
Baths
1,866
Sq Ft
1993
Built
2
Garage
No
Pool
FEMA Zone XHOA $35/mo12,632 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Beautifully maintained 3-bedroom, 2-bath residence on a spacious corner lot with a serene pond view in the quiet Timber Trace neighborhood, where you'll enjoy NO CDD fees and a fantastic location close to everything St. Johns County has to offer. Inside, you'll find a bright and inviting split-bedroom floor plan with a cozy wood-burning fireplace and comfortable living spaces ideal for both everyday living and entertaining. Recent improvements include a new water heater, water softener, HVAC replaced in 2019, and a roof installed in 2015, offering peace of mind for years to come. French doors lead to a fully fenced backyard designed for relaxation and outdoor enjoyment, complete with a fire pit, lush landscaping with an irrigation system. The home also features a courtyard-entry two-car garage, charming brick front. This home combines comfort, value, and an unbeatable location. JCP amenities not included in HOA but can be joined. Seller is motivated

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,326
Property taxesest. at asking price, St. Johns County$559
HOAbilled annually$35
Estimated total, before insurance$2,920/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,153/yr · $263/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$420,000
$84,000
Loan Term
Monthly Payment
$2,326
Principal & Interest: $2,326
Property taxes (est.): $559
Insurance (est.): $280
Estimated Total Monthly
$3,165
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — 2015 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,666 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$357,416$197,338—
2024$360,071$191,069—
2023$366,566$184,048—
2022$351,481$177,231—
2021$240,464$170,613—
2020$217,567$167,567—

2025 property taxes (current owner): $3,153/yr

Estimated taxes if purchased at asking price: ~$6,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 26, 2026Closed$416,000
  • Aug 8, 2026Active Under Contract$416,000
  • Jul 27, 2026Price change$416,000−$3,999
  • Jul 12, 2026Price change$419,999−$5,001
  • Jul 10, 2026Active$425,000
  • Jun 5, 2026Listed$425,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $229/sq ft; this home is listed at $223/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
405 Lolly Lane, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$478,000$2204/22,17000.3
796 Grand Parke Drive, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$428,000$2254/21,9031100.6
153 Bartram Parke Drive, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERYSep 2026$555,355$2464/22,253920.8
1590 Pitch Pine Avenue, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$720,000$3993/31,805921.5
3745 Dogwood Hill Terrace, Jacksonville, FL 32223Listed by NEXT MOVE ATLANTIC COASTSep 2026$507,000$2294/32,21081.5
312 Morning Glory Lane, Fruit Cove, FL 32259Listed by INI REALTYSep 2026$430,000$1964/22,193111.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$416,000
Price / Sq Ft$223
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,866
Total Structure Area2,620 sq ft
Acres0.29 acres
Year Built1993
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address629 Hummingbird Court, Jacksonville, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionTimber Trace
CityJacksonville
CountySt. Johns
StateFL
Zip Code32259
Lot Size12,632.4 sq ft
Parcel Number2500040080
ZoningResidential

Amenities

Community FeaturesSidewalks, Curbs
UtilitiesCable Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

FencingFenced
RoofShingle
ConstructionBrick, Fiber Cement, Frame
Road SurfacePaved

Additional Information

Date ListedJune 5, 2026
Days on Market56
HOA Fees$420 / Annually
HOA FrequencyAnnually
Tax Amount$3,153.19
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ERA ONETEAM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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