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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Shearwater Townhomes, St. Augustine — a new construction home in St. Johns County.

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Sold

Sold·Closed Aug 31, 2026·20 days on market·Recent sales in Shearwater Townhomes·Shearwater Townhomes

99 Belfort Court

St. Augustine, FL 32092

$319,995sold priceListed at $299,995 · 106.7% of asking$214/sqftMLS# 2156216
3
Beds
3
Baths
1,494
Sq Ft
2026
Built
2
Garage
No
Pool

26 more homes for sale in Shearwater Townhomes →Search Shearwater Townhomes on the map

FEMA Zone XHOA $204/mo3,049 sqft lotTownhouse1 storyNew construction

About this home

Shearwater Townhomes

MOVE IN READY! Welcome to the Osprey floor plan by Lennar Townhomes a spacious unit offering 3 bedrooms, 2 bathrooms, and a two-car garage. Designed with Lennar's signature Everything's Included features, this home showcases stunning white quartz countertops, 42-inch cabinetry, and a full suite of Frigidaire stainless steel appliances, including a range, dishwasher, microwave, and refrigerator. Stylish ceramic wood-look tile is featured in all wet areas and extends through the living, dining, and hallway spaces. Additional highlights include quartz vanities, a water heater, window blinds throughout, a pre-screened lanai, a full sprinkler system, and a beautifully pavered driveway. St. Johns County delivers an unparalleled living experience blending Florida's coastal lifestyle with a vibrant, family-friendly environment rich in history, culture, and A rated schools. Enjoy added peace of mind with a one-year builder warranty. (Conditions may apply)

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,772
Property taxesest. at asking price, St. Johns County$426
HOAbilled monthly$204
Estimated total, before insurance$2,402/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,206/yr · $267/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$319,995
$63,999
Loan Term
Monthly Payment
$1,772
Principal & Interest: $1,772
Property taxes (est.): $426
Insurance (est.): $213
Estimated Total Monthly
$2,412
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 1, 2026Closed$299,995
  • Aug 10, 2026Pending$299,995
  • Aug 5, 2026Price change$299,995−$24,500
  • Jul 27, 2026Price change$324,495−$10,000
  • Jul 20, 2026Listed$334,495

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $186/sq ft; this home is listed at $201/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
67 Belfort Court, St. Augustine, FL 32092Listed by LENNAR REALTY INCAug 2026$317,000$2123/31,494180
81 Belfort Court, St. Augustine, FL 32092Listed by LENNAR REALTY INCAug 2026$318,000$1773/2.51,799550
77 Belfort Court, St. Augustine, FL 32092Listed by LENNAR REALTY INCAug 2026$330,000$1833/2.51,799260
98 Hogan Court, St. Augustine, FL 32092Listed by LENNAR REALTY INCAug 2026$333,000$2233/21,49450
85 Belfort Court, St. Augustine, FL 32092Listed by LENNAR REALTY INCAug 2026$335,000$1863/2.51,79940
73 Belfort Court, St. Augustine, FL 32092Listed by LENNAR REALTY INCAug 2026$305,000$1703/2.51,799450

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,995
Price / Sq Ft$201
Bedrooms3
Bathrooms3.00
Full Baths2
Half Baths2
Square Footage1,494
Acres0.07 acres
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

Community Information

Address99 Belfort Court, St. Augustine, FL 32092
Area304- 210 South
SubdivisionShearwater Townhomes
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size3,049.2 sq ft
Parcel Number000

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Jogging Path, Playground, Tennis Court(s), Trash
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Eat-in Kitchen, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPatio, Screened
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedJuly 20, 2026
Days on Market20
HOA Fees$204 / Monthly
HOA FrequencyMonthly
Tax Amount$3,205.71
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: LENNAR REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Shearwater Townhomes

Shearwater Townhomes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Shearwater Townhomes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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