This home is in Shearwater Townhomes, St. Augustine.

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Active

Active·6 days on market·Shearwater Townhomes

99 Belfort Court

St. Augustine, FL 32092

$334,495$224/sqftEst. $1,705/moMLS# 2156216

Beds

Baths

1,494

Sq Ft

2026

Built

Garage

Pool

About this home

Shearwater Townhomes

MOVE IN READY! Welcome to the Osprey floor plan by Lennar Townhomes a spacious unit offering 3 bedrooms, 2 bathrooms, and a two-car garage. Designed with Lennar's signature Everything's Included features, this home showcases stunning white quartz countertops, 42-inch cabinetry, and a full suite of Frigidaire stainless steel appliances, including a range, dishwasher, microwave, and refrigerator. Stylish ceramic wood-look tile is featured in all wet areas and extends through the living, dining, and hallway spaces. Additional highlights include quartz vanities, a water heater, window blinds throughout, a pre-screened lanai, a full sprinkler system, and a beautifully pavered driveway. St. Johns County delivers an unparalleled living experience blending Florida's coastal lifestyle with a vibrant, family-friendly environment rich in history, culture, and A rated schools. Enjoy added peace of mind with a one-year builder warranty. (Conditions may apply)

Cost to own

Mortgage calculator

Home Price

$334,495

Down Payment: 20%

$66,899

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,705

Principal & Interest: $1,705

Property taxes (est.): $445

Insurance (est.): $223

Estimated Total Monthly

$2,374

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,705

Property taxesest. at asking price, St. Johns County$445

HOAbilled monthly$204

Estimated total, before insurance$2,355/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,206/yr · $267/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 20, 2026Listed$334,495

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$334,495

Price / Sq Ft$224

Bedrooms3

Bathrooms3.00

Full Baths2

Half Baths2

Square Footage1,494

Acres0.07 acres

Year Built2026

TypeResidential

Sub-TypeTownhouse

StyleTraditional

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

ElementaryTimberlin Creek

MiddleSwitzerland Point

HighBartram Trail

Community Information

Address99 Belfort Court, St. Augustine, FL 32092

Area304- 210 South

SubdivisionShearwater Townhomes

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size3,049.2 sq ft

Parcel Number000

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Jogging Path, Playground, Tennis Court(s), Trash

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyWindows

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Eat-in Kitchen, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup