This home is in Plantation Estates West, St. Johns — a gated community home in St. Johns County.
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Sold·Closed May 8, 2026·124 days on market·Recent sales in Plantation Estates West·Plantation Estates West
365 N Lombardy Loop
St. Johns, FL 32259
All Plantation Estates West homes for sale →Search Plantation Estates West on the map
About this home
Plantation Estates West
Experience refined lakeside living in this meticulously maintained estate home, located in the desirable Plantation Estates. Boasting five bedrooms and four and a half bathrooms, this residence offers nearly 4,000 square feet of thoughtfully designed living space. The open floor plan seamlessly connects formal living and dining rooms with a grand family room highlighted by a striking stone fireplace. The gourmet kitchen is a culinary haven, featuring custom cabinetry, KitchenAid appliances, a spacious center island, and a cozy breakfast nook, perfect for everyday meals and entertaining guests. The primary suite exudes comfort and privacy, while a first-floor guest suite offers an inviting retreat for visitors. Upstairs, a versatile bonus room includes a large walk-in closet, a full bath, and a convenient wet bar, providing flexible space for relaxation, entertainment or fifth bedroom. Step outside to your own private oasis, where a sparkling pool with a cascading waterfall, hot tub
Next steps in Plantation Estates West
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,739 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $13,085/yr
Estimated taxes if purchased at asking price: ~$15,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Mar 3, 2026Listed$999,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $265/sq ft; this home is listed at $257/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 376 N Lombardy Loop, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $800,000 | $265 | 5/4 | 3,021 | 67 | 0.1 |
| 1104 Basil Branch Court, St. Johns, FL 32259Listed by REAL BROKER LLC | Sep 2026 | $880,000 | $251 | 5/4 | 3,506 | 85 | 0.2 |
| 516 Bronze Branch Court, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $1,000,000 | $232 | 5/5 | 4,315 | 66 | 0.3 |
| 1555 Summerdown Way, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLC | Jul 2026 | $599,900 | $196 | 5/3.5 | 3,055 | 10 | 0.5 |
| 4654 Julington Creek Road, Jacksonville, FL 32258Listed by ELITE REALTY GROUP | Oct 2026 | $1,200,000 | $364 | 5/4 | 3,295 | 163 | 1.1 |
| 3225 Bishop Estates Road, St. Johns, FL 32259Listed by ROUND TABLE REALTY | Aug 2026 | $2,175,000 | $438 | 6/5 | 4,964 | 47 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Plantation Estates West
Plantation Estates West is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on May 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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