Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Beachwalk, St. Johns — a home near Beachside High School.

1 / 54

Active

Active·3 days on market·Beachwalk

391 Caribbean Place

St. Johns, FL 32259

$635,000$273/sqftEst. $3,238/moMLS# 2158114

Beds

Baths

2,330

Sq Ft

2021

Built

Garage

Pool

About this home

Beachwalk

Welcome to this stunning single story home in the highly desirable Beachwalk community, offering beautiful water and preserve views! This spacious 3-BR, 3-BA home features a 2-car garage and an open, thoughtfully designed floor plan perfect for both everyday living and entertaining. The gourmet kitchen is a chef's dream, featuring a double oven, gas cooktop with vent hood, and ample workspace. The inviting living area showcases elegant coffered ceilings and crown molding, while the dining area is enhanced by stylish upgraded fixtures. Retreat to the luxurious owner's suite, complete with a spa-like ensuite bathroom and dual walk-in closets featuring custom built-ins for exceptional organization. A designer barn door provides added privacy for the secondary bedrooms. Step outside to the expansive screened lanai, complete with a sunshade and pocket sliders that seamlessly connect the indoor and outdoor living spaces perfect for entertaining or simply relaxing while enjoying the view.

Cost to own

Mortgage calculator

Home Price

$635,000

Down Payment: 20%

$127,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,238

Principal & Interest: $3,238

Property taxes (est.): $845

Insurance (est.): $423

Estimated Total Monthly

$4,506

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,238

Property taxesest. at asking price, St. Johns County$845

HOAbilled quarterly$226

Estimated total, before insurance$4,308/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,718/yr · $560/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,718/yr

Estimated taxes if purchased at asking price: ~$10,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,721 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 31, 2026Listed$635,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$635,000

Price / Sq Ft$273

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage2,330

Total Structure Area3,206 sq ft

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

School Information

ElementaryLiberty Pines Academy

MiddleLiberty Pines Academy

HighBeachside

Community Information

Address391 Caribbean Place, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionBeachwalk

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Parcel Number0237180340

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Playground, Tennis Court(s)

UtilitiesCable Available

Water SourcePrivate

ParkingGarage

ViewWater

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Electric Oven, Gas Cooktop, Microwave, Tankless Water Heater, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringTile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySecurity Gate