This home is in Twin Creeks North, St. Johns.
Sold·Closed Sep 10, 2026·119 days on market·Recent sales in Twin Creeks North·Twin Creeks North
248 Clifton Bay
St. Johns, FL 32259
5 more homes for sale in Twin Creeks North →Search Twin Creeks North on the map
About this home
Twin Creeks North
Preferred lender is offering 1% toward closing costs. Perfectly positioned directly across from the community playground, this beautifully designed home offers the ideal blend of style, comfort, and convenience. Step inside to a bright, open-concept layout filled with natural light and elevated finishes throughout. The spacious kitchen serves as the heart of the home, featuring a large quartz island, stainless steel appliances, custom cabinetry, and a designer tile backsplash--perfect for both everyday living and entertaining. The expansive living area flows seamlessly, creating a welcoming space for gatherings. The primary suite offers a private retreat with a spa-inspired bathroom, complete with dual vanities and a generous walk-in closet with built-in organization. Secondary bedrooms are well-proportioned and provide convenient access to updated bathrooms.
Next steps in Twin Creeks North
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
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Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Metal — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,582 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $407,142 | $347,048 | — |
| 2024 | $437,613 | $336,560 | — |
| 2023 | $379,872 | $302,804 | — |
| 2022 | $361,471 | $266,248 | — |
| 2021 | $307,037 | $257,037 | — |
| 2020 | $65,000 | $64,886 | — |
2025 property taxes (current owner): $9,180/yr
Estimated taxes if purchased at asking price: ~$6,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 11, 2026Closed$424,999
- Aug 7, 2026Active Under Contract$424,999
- Jul 8, 2026Price change$424,999−$25,000
- Apr 13, 2026Listed$449,999
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $219/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 270 Clifton Bay Loop, St. Johns, FL 32259Listed by MOMENTUM REALTY | Aug 2026 | $414,900 | $215 | 3/2.5 | 1,928 | 37 | 0 |
| 211 Clifton Bay, St. Johns, FL 32259Listed by OPENDOOR BROKERAGE, LLC. | Sep 2026 | $400,000 | $178 | 3/2.5 | 2,253 | 102 | 0.1 |
| 334 Clifton Bay Loop, St. Johns, FL 32259Listed by ACHIEVE REALTY GROUP LLC | Aug 2026 | $500,000 | $218 | 4/2.5 | 2,298 | 14 | 0.1 |
| 72 Clifton Bay Loop, St. Johns, FL 32259Listed by LOKATION | Aug 2026 | $395,000 | $208 | 4/2.5 | 1,895 | 144 | 0.2 |
| 57 Clifton Bay Loop, St. Johns, FL 32259Listed by COASTAL REALTY OF NE FLORIDA, LLC | Aug 2026 | $484,000 | $214 | 4/3.5 | 2,265 | 34 | 0.2 |
| 419 Rum Runner Way, St. Johns, FL 32259Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Aug 2026 | $527,500 | $211 | 4/3 | 2,503 | 299 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HERRON REAL ESTATE LLC
Sold by: THE NEWCOMER GROUP (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Twin Creeks North
Twin Creeks North is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines