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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach — an oceanfront home in Northeast Florida.

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Sold

Sold·Closed Feb 25, 2026·86 days on market·Recent sales in Jacksonville Beach

1221 S 1st Street 10B

Jacksonville Beach, FL 32250

$1,500,000sold priceListed at $1,699,000 · 88.3% of asking$515/sqftMLS# 2118084
4
Beds
3.5
Baths
2,913
Sq Ft
1984
Built
2
Garage
No
Pool
HOA $2297/mo436 sqft lotWaterfrontCondominium1 story

About this home

Jacksonville Beach

Experience coastal luxury at its finest in this stunning 10th-floor oceanfront condo! With 4 bedrooms, 3.5 baths, and an expansive 2,913 sq ft, this residence offers breathtaking, unobstructed views of the Atlantic the moment you walk through the door. Wake up to spectacular sunrises, watch dolphins glide through the waves, and unwind as the moonlight shimmers across the water—all from your private balcony, newly upgraded with sleek glass railings for a crystal-clear panorama. Inside, the kitchen offers a cooktop & oven, microwave, dishwasher, oversized refrigerator, wine cooler, water softeners, reverse osmosis, and more—perfect for entertaining or everyday comfort. A full laundry room with washer and dryer adds convenience. The unit also includes two garage parking spaces, a rare luxury at the beach. After a morning stroll along the shoreline, relax at the community pool, or take advantage of the unbeatable South Jacksonville Beach location—just minutes to shops & restaurants.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$8,309
Property taxesest. at asking price, Duval County$2,449
HOAbilled monthly$2,297
Estimated total, before insurance$13,055/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,500,000
$300,000
Loan Term
Monthly Payment
$8,309
Principal & Interest: $8,309
Property taxes (est.): $2,449
Insurance (est.): $1,000
Estimated Total Monthly
$11,758
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,114,000$1,114,000—
2024$1,114,000$654,419—
2023$1,114,000$633,902—
2022$924,000$613,983—
2021$808,000$594,644—
2020$808,000$585,744▲ $71,000

Estimated taxes if purchased at asking price: ~$29,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $489/sq ft; this home is listed at $583/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1221 1st Street S 12B, Jacksonville Beach, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$1,615,000$5544/3.52,9131290
1221 S 1st Street 7A, Jacksonville Beach, FL 32250Listed by RE/MAX SPECIALISTSJun 2025$1,206,750$4893/2.52,468730
1032 1st Street S 8, Jacksonville Beach, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$750,000$3343/3.52,24510.1
115 9th Avenue S 201, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2025$625,000$2963/32,1141760.2
688 10th Avenue S, Jacksonville Beach, FL 32250Listed by REAL BROKER LLCApr 2025$625,000$3054/2.52,046120.4
50 3rd Avenue 903, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORPSep 2026$1,475,000$6393/32,31020.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,699,000
Price / Sq Ft$583
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,913
Acres0.01 acres
Year Built1984
TypeResidential
Sub-TypeCondominium
StyleFlat
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address1221 S 1st Street 10B, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionThe Waterford
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size435.6 sq ft
Parcel Number1762131056
ZoningResidential

Amenities

AmenitiesPool, Elevator(s), Service Elevator(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Covered, Garage, Gated, Guest
ViewBeach, Ocean, Water

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Range, Microwave, Refrigerator, Washer, Water Softener Owned, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
# of Stories1
LevelsOne
LaundryIn Unit
SecurityClosed Circuit Camera(s), Entry Phone/Intercom, Secured Elevator, Secured Lobby, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
ConstructionConcrete, Stucco

Additional Information

Date ListedNovember 15, 2025
Days on Market86
HOA Fees$2,297.38 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Sewer, Trash, Water
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS PV

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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