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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Beacon Lake, St. Augustine — a waterfront home in St. Johns County.

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Sold

Sold·Closed Jun 2, 2026·171 days on market·Recent sales in Beacon Lake·Beacon Lake

431 Twilight Lane

St. Augustine, FL 32095

$744,000sold priceListed at $744,800 · 99.9% of asking$226/sqftMLS# 2117796
6
Beds
5
Baths
3,285
Sq Ft
2024
Built
3
Garage
No
Pool

19 more homes for sale in Beacon Lake →Search Beacon Lake on the map

HOA $5/mo6,534 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Beacon Lake

Priced to sell! Expansive 6BR/5BA residence featuring 8' doors, and 9' ceilings. Upon entering, a large flex / dining room with french doors greets you. Entertainer's kitchen with oversized breakfast bar island, extended cabinetry, reverse osmosis water at sink, large pantry, and seamless flow to dining and living areas. Triple sliders tuck away to an extended and covered lanai with sweeping water views. Large first-floor guest suite adds convenience. Upstairs, an expansive primary suite impresses with tray ceiling, walk-in closet, soaking tub, separate shower, double sinks, vanity, and enclosed laundry room. Beds 3 and 4 include a Jack-and-Jill bath, and Bed 5 offers a private en-suite. Bed 6 with extra storage and en-suite is ideal for a game/media room. Dual-zone AC, whole-home water softener, and a 3-car tandem garage with shark-coated flooring complete this exceptional home. Beacon Lake amenities give the feeling of an endless vacation.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,121
Property taxesest. at asking price, St. Johns County$990
HOAbilled annually$5
Estimated total, before insurance$5,116/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,312/yr · $359/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$744,000
$148,800
Loan Term
Monthly Payment
$4,121
Principal & Interest: $4,121
Property taxes (est.): $990
Insurance (est.): $496
Estimated Total Monthly
$5,607
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $937,000 in April 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$591,701$591,701—
2024$95,000$95,000—

2024 property taxes (current owner): $4,312/yr

Estimated taxes if purchased at asking price: ~$11,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $226/sq ft; this home is listed at $227/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
65 Stargaze Lane, St. Augustine, FL 32095Listed by BLUEFIN REAL ESTATE GROUPSep 2026$525,000$2263/2.52,328250.6
180 Loosestrife Way, St. Augustine, FL 32095Listed by KELLER WILLIAMS ST JOHNSOct 2026$945,000$2555/43,7022040.7
612 Picasso Avenue, Ponte Vedra, FL 32081Listed by DJ & LINDSEY REAL ESTATEOct 2026$420,000$1653/2.52,547101
129 Silver Creek Place, St. Augustine, FL 32095Listed by MARK SPAIN REAL ESTATEOct 2026$447,000$1803/2.52,477341.1
784 W Devonhurst Lane, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$726,000$2234/43,25831.4
99 Hutchinson Lane, St. Augustine, FL 32095Listed by COWFORD REALTY & DESIGN LLCAug 2026$990,000$2655/53,733101.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$744,800
Price / Sq Ft$227
Bedrooms6
Bathrooms5.00
Full Baths5
Square Footage3,285
Acres0.15 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address431 Twilight Lane, St. Augustine, FL 32095
Area304- 210 South
SubdivisionBeacon Lake
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size6,534 sq ft
Parcel Number0237261170
ZoningSingle Family

Amenities

AmenitiesPool, Other, Basketball Court, Boat Dock, Cable TV, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Management - Full Time, Management- On Site, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Fishing, Street Lights, Curbs
UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Guest Suite, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Oven, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Natural Gas
CoolingCentral Air, Split System, Zoned
FlooringCarpet, Laminate, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Upper Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionComposition Siding
Road SurfaceAsphalt

Additional Information

Date ListedNovember 13, 2025
Days on Market171
HOA Fees$62 / Annually
HOA FrequencyAnnually
HOA NameFloridian Property Management
Tax Amount$4,311.63
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Beacon Lake

Beacon Lake is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Beacon Lake homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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