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This home is in Reflections, Ponte Vedra — a new construction home in Nocatee.

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Sold

Sold·Closed Sep 1, 2026·0 days on market·Recent sales in Reflections·Reflections

544 Caiden Drive

Ponte Vedra, FL 32081

$1,003,017sold priceListed at $890,137 · 112.7% of asking$346/sqftMLS# 2117433

Beds

4.5

Baths

2,900

Sq Ft

2026

Built

2.5

Garage

Pool

27 more homes for sale in Reflections →Search Reflections on the map

HOA $70/moSingle Family Residence2 storiesNew construction

About this home

Reflections

This Cleary is a 2,900 sqft, 2 story home with 4 bedrooms and 4.5 baths. The entry leads into the foyer and flex room. The gathering & dining rooms are both open to the kitchen with views of the covered lanai. A large downstairs master suite with elegant bath has a large walk-in closet. Upstairs are 4 secondary bedrooms and a bonus room. HUGE Walk-out storage area is conveniently located upstairs and the lanai has a grilling porch.

Next steps in Reflections

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,556

Property taxesest. at asking price, St. Johns County$1,335

HOAbilled annually$70

Estimated total, before insurance$6,960/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$1,003,017

Down Payment: 20%

$200,603

Interest Rate: 7.40%

Loan Term

Monthly Payment

$5,556

Principal & Interest: $5,556

Property taxes (est.): $1,335

Insurance (est.): $669

Estimated Total Monthly

$7,559

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:28 AM, sunset 6:55 PM.

The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

Sep 1, 2026Closed$890,137

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $323/sq ft; this home is listed at $307/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
37 Seamark Drive, Ponte Vedra, FL 32081Listed by ICI SELECT REALTY, INC.	Sep 2026	$869,001	$314	4/3.5	2,768	25	0
21 Evenfall Drive, Ponte Vedra, FL 32081Listed by ICI SELECT REALTY, INC.	Sep 2026	$964,935	$349	4/3.5	2,768	0	0
585 Caiden Drive, Ponte Vedra, FL 32091Listed by ICI SELECT REALTY, INC.	Sep 2026	$765,329	$315	4/3	2,430	7	0
683 Caiden Drive, Ponte Vedra, FL 32081Listed by JACKSONVILLE TBI REALTY, LLC	Sep 2026	$940,000	$324	4/3	2,899	26	0
168 Seamark Drive, Ponte Vedra, FL 32081Listed by PROVIDENCE REALTY, LLC	Sep 2026	$650,000	$290	4/2.5	2,239	140	0.1
85 Whitecap Lane, Ponte Vedra, FL 32081Listed by GPS REALTY LLC	Sep 2026	$936,995	$323	4/4.5	2,900	0	0.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$890,137

Price / Sq Ft$307

Bedrooms4

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage2,900

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionTo Be Built

StatusClosed

# of Garages2.5

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesWest

School Information

ElementaryPine Island Academy

MiddlePine Island Academy

HighAllen D. Nease

Community Information

Address544 Caiden Drive, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionReflections

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Parcel Number0705041126

ZoningPUD

Amenities

AmenitiesPool, Children's Pool, Dog Park, Jogging Path, Management - Full Time, Management - Off Site, Park, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener, Off Street, On Street

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Ice Maker, Tankless Water Heater

HeatingCentral

CoolingCentral Air, Multi Units, Zoned

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Washer Hookup

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear

Patio / PorchCovered, Front Porch, Porch, Rear Porch

RoofShingle

ConstructionFiber Cement, Frame

Road SurfaceAsphalt

Road FrontageCity Street

Additional Information

Date ListedNovember 11, 2025

Days on Market0

HOA Fees$840 / Annually

HOA FrequencyAnnually

HOA NameSeabrook HOA by BCM Services

HOA Fee IncludesMaintenance Grounds

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: GPS REALTY LLC

Sold by: GPS REALTY LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Reflections

Reflections is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

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