Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in San Salito, St. Augustine — a waterfront home in St. Johns County.

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Active

Active·Listed today·San Salito

84 Midway Park Drive

St. Augustine, FL 32084

$450,000$250/sqftEst. $2,313/moMLS# 2162588

Beds

Baths

1,798

Sq Ft

2017

Built

Garage

Pool

About this home

San Salito

Welcome to this immaculate, water front home in very desirable San Salito! This 2 br 2 bath home also has a large flex room that could be a third bedroom. Open floorplan with an abundance of natural lighting. The Owner's suite has two oversized closets, of which one could be used for an office. Tray ceiling with crown moulding, quartz counters throughout, a separate indoor laundry room, walk in pantry, and the finest outdoor living with an amazing view of the lake and fountain. Backyard landscaping with pavers. Enjoy your breakfast with a beautiful sunrise or your dinner on the screened in lanai with one of the most relaxing views. Home has added sprinklers in the backyard, .Built in pantry shelving as well. San Salito has a resort style swimming pool, pickle ball, tennis courts, fitness center, and a splash park. NO CDD FEES! Just minutes from historic St. Augustine, beaches, shopping, dining and easy access to I-95. Great location!

Cost to own

Mortgage calculator

Home Price

$450,000

Down Payment: 20%

$90,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,313

Principal & Interest: $2,313

Property taxes (est.): $599

Insurance (est.): $300

Estimated Total Monthly

$3,212

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,313

Property taxesest. at asking price, St. Johns County$599

HOAbilled quarterly$70

Estimated total, before insurance$2,982/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,532/yr · $378/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,532/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,798 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 30, 2026Listed$450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$450,000

Price / Sq Ft$250

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,798

Acres0.19 acres

Year Built2017

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Community Information

Address84 Midway Park Drive, St. Augustine, FL 32084

Area307-World Golf Village Area-SE

SubdivisionSan Salito

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32084

Lot Size8,276.4 sq ft

Parcel Number0733221990

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage Door Opener

ViewWater

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)

AppliancesDisposal, Dryer, Electric Cooktop, Electric Range, Electric Water Heater, Ice Maker, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne