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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in San Salito, St. Augustine a waterfront home in St. Johns County.

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Active

Active·149 days on market·San Salito

72 Pickett Drive S

St. Augustine, FL 32084

$435,500$213/sqftEst. $2,239/moMLS# 2137460
4
Beds
2
Baths
2,046
Sq Ft
2019
Built
2
Garage
No
Pool

About this home

San Salito

Welcome to the outstanding San Salito community! Located near the best attractions St. Augustine has to offer! Close to everything yet far enough away for privacy~!~ This outstanding home is a four bedroom and two-bath with a little over 2,000 interior square feet. The home features an Open Floorplan, Screened Porch with a beautiful lake view. Enjoy an Island Kitchen, Stainless Steel Appliances with plenty of counter space. A Large Family Room! Faux Wood tile flooring throughout the home except in the bedrooms. A Walk-in Shower in your large primary bedroom, that has a tray ceiling. San Salito is conveniently located close to Historic St. Augustine and Vilano Beach and I-95. Locals enjoy fantastic shopping, stellar restaurants and top rated St. Johns County Schools. San Salito offers Resort Style Amenities! A large pool with kid's splash area, clubhouse, tennis courts, volleyball courts, fitness center, and playground. A short commute to Jacksonville to attend sporting events as well

Cost to own

Mortgage calculator

$435,500
$87,100
Loan Term
Monthly Payment
$2,239
Principal & Interest: $2,239
Property taxes (est.): $580
Insurance (est.): $290
Estimated Total Monthly
$3,109
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,239
Property taxesest. at asking price, St. Johns County$580
HOAbilled quarterly$70
Estimated total, before insurance$2,888/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,344/yr · $445/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$377,032$364,669
2024$383,772$331,517
2023$372,234$301,379
2022$335,924$273,981
2021$249,074$249,074
2020$242,897$242,897

2025 property taxes (current owner): $5,344/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,732 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Apr 3, 2026Listed$435,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$435,500
Price / Sq Ft$213
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,046
Acres0.13 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesNorth

School Information

Community Information

Address72 Pickett Drive S, St. Augustine, FL 32084
Area307-World Golf Village Area-SE
SubdivisionSan Salito
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size5,662.8 sq ft
Parcel Number0733230530

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewWater
Waterfront TypeLake Front

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingElectric, Heat Pump
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Patio / PorchCovered, Screened
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 3, 2026
Days on Market115
HOA Fees$210 / Quarterly
HOA FrequencyQuarterly
Tax Amount$5,343.76
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

The neighborhood

About San Salito

San Salito is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32084.

View all San Salito homes for sale →

Listing Courtesy of: ALL REAL ESTATE OPTIONS INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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