This home is in San Salito, St. Augustine — a home near St. Augustine High School.
Active·Listed today·San Salito
96 Cody Street
St. Augustine, FL 32084
6 more homes for sale in San Salito →Search San Salito on the map
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 333-8595 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
San Salito
4 BEDROOMS UNDER $400K IN ST. JOHNS COUNTY! This 4BR/2BA home offers a spacious open floor plan with a kitchen island, pantry, 3-way split bedroom layout for added privacy, and separate laundry room with washer and dryer included. Family room windows and sliding glass doors overlook a peaceful pond view, creating a relaxing backdrop to the main living space. No CDD and low HOA add to the affordability! Residents enjoy fantastic community amenities including an expansive pool with kids' splash area, clubhouse, fitness center, tennis courts, volleyball courts, and playground. Conveniently located just 10 minutes from Vilano Beach and minutes to Historic Downtown St. Augustine, the St. Augustine Outlets, shopping, dining and nearby middle and high schools. A great combination of space, location and value in St. Johns County!
Next steps in San Salito
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2019)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,797 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Oct 8, 2026Listed$370,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About San Salito
San Salito is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.
View all San Salito homes for sale →Keep looking
More homes in San Salito
For Sale84 Ferris DriveSt. Augustine, FL 32084
3 bd · 2 ba · 1,682 sq ft
$374,900Est. $1,995/moWELCOME HOME! Close to downtown St Augustine, easy access to Jacksonville or Palm Coast via I-95 or US-1 and a short…
Listing Office: watson realty corp
For Sale249 Palace DriveSt. Augustine, FL 32084
3 bd · 2 ba · 1,604 sq ft
$399,000Est. $2,124/moLooking for newer single-story living in St. Augustine with comfort, flexibility, and a prime location? 249 Palace Dr…
Listing Office: keller williams realty atlantic partners st. augustine
For Sale332 Palace DriveSt. Augustine, FL 32084
3 bd · 2 ba · 1,811 sq ft
$399,900Est. $2,128/moThere comes a moment when you realize that life is too short to spend it on lawn maintenance. Maybe you've been in the…
Listing Office: keller williams realty atlantic partners st. augustine
For Sale84 Midway Park DriveSt. Augustine, FL 32084
3 bd · 2 ba · 1,798 sq ft
$400,000Est. $2,129/moWelcome to this immaculate, water front home in very desirable San Salito! This 2 br 2 bath home also has a large flex…
Listing Office: florida homes realty & mtg llc
Keep looking
Similar homes in St. Augustine
Explore the area
More in San Salito
San Salito guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines
Open Houses
10/10/2026
11:00 am - 1:00 pm
10/11/2026
1:00 pm - 3:00 pm
10/11/2026
3:00 pm - 5:00 pm