This home is in St Augustine South, St. Augustine.
Active·140 days on market·St Augustine South
101 Argonaut Road
St. Augustine, FL 32086
16 more homes for sale in St Augustine South →Search St Augustine South on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
St Augustine South
BIG lot - bring your boat! Welcome to the perfect blend of coastal living and modern convenience in St. Augustine. This stunning fully renovated 3-bedroom, 2-bathroom home sits on a very generous lot offering plenty of outdoor space and room to spread out. The roof, appliances, wine fridge, HVAC, and hot water heater are all newer so you can move right in and start enjoying immediately. Bring your boat, and your RV, as a charging plug is already installed in the garage for convenient hookup. Just a few blocks away is the Doug Crane Boat Ramp providing easy access to the Matanzas River for boating and waterfront fun. You are also just minutes from historic Old Town St. Augustine with quick access to Castillo de San Marcos, the Fountain of Youth, Flagler College, miles of sandy beaches, and so much more. At the same time, major shopping, dining, premier healthcare, and everyday services are only 2 blocks away along US 1. Why leave home when every day feels like a vacation?
Next steps in St Augustine South
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: material not specified — year not disclosed (home built 1972)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,576 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $225,000 in May 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $239,839 | $239,839 | — |
| 2024 | $237,851 | $237,851 | — |
| 2023 | $239,650 | $239,650 | — |
| 2022 | $225,157 | $37,341 | — |
| 2021 | $163,221 | $34,797 | — |
| 2020 | $144,026 | $33,626 | — |
2025 property taxes (current owner): $3,608/yr
Estimated taxes if purchased at asking price: ~$6,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 17, 2026Price change$391,900−$5,000
- Aug 26, 2026Price change$396,900−$2,100
- Aug 2, 2026Price change$399,000−$23,900
- Jul 20, 2026Price change$422,900−$6,100
- May 28, 2026Listed$429,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $314/sq ft; this home is listed at $369/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 108 Aspen Road, St. Augustine, FL 32086Listed by PONTE VEDRA CLUB REALTY, INC. | Sep 2026 | $419,000 | $314 | 3/2 | 1,334 | 53 | 1.2 |
| 1349 Mattie Street, St. Augustine, FL 32084Listed by NEXTHOME ENDLESS SUMMER | Jun 2026 | $252,000 | $212 | 3/2 | 1,190 | 177 | 1.3 |
| 141 N Churchill Drive, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Jul 2026 | $352,500 | $259 | 3/2 | 1,361 | 26 | 1.4 |
| 181 Martin Luther King Avenue, St. Augustine, FL 32084Listed by MOXII PRO REALTY | Sep 2026 | $535,000 | $449 | 2/2 | 1,192 | 36 | 1.5 |
| 159 Twine Street, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | May 2026 | $405,000 | $408 | 2/1 | 992 | 72 | 1.5 |
| 2665 Hispanola Avenue, St. Augustine, FL 32086Listed by STA SUNRISE REALTY | Jun 2026 | $146,000 | $169 | 2/2 | 864 | 44 | 1.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About St Augustine South
St Augustine South is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.
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Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines