This home is in Isle of Palms, Jacksonville — a pool home in Jacksonville.
$1,672,000Sold4 bd · 3 ba · 2,395 sq ft
Sold·Closed Oct 14, 2026·2 days on market·Recent sales in Isle of Palms·Isle of Palms
14645 Lagoon Drive
Jacksonville, FL 32250
10 more homes for sale in Isle of Palms →Search Isle of Palms on the map
About this home
Isle of Palms
SHOWINGS START OCTOBER 1ST! Panoramic water views await on an oversized 0.36-acre cul-de-sac corner lot in Isle of Palms! This 4-bedroom, 3-bath home offers 2,395 square feet of coastal-style living and a true boaters paradise with an open layout, new windows, and incredible water views from nearly every room! Spacious kitchen features large island with quartz countertops, a gas stove, and stainless steel appliances with LVP flooring. Primary suite features french doors directly to the pool and dual closets with built-ins and a large glass-tile shower. Additional living area offers family room and two guest bedrooms and full bath. This home truly feels like a vacation and the outside is a Florida dream! Enjoy wide, deep-water navigation with Intracoastal and ocean access, two private docks, 2 boat lifts, and a seawall. Whether you're unwinding by the heated saltwater pool and spa or entertaining on the oversized covered porch and paver patio, you will love calling this one home!
Next steps in Isle of Palms
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 1972)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Public water (record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,742 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Sea Walk Pavillion Ii14 min drive · 204 parking spaces
Closest park or preserve
Dutton Island Preserve18 min drive · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 5 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Castaway Island Preserve Kayak Dockabout 0.7 mi · Atlantic Intercoastal Waterway
Closest youth league fields
Wingate Park9 min drive · Baseball, Softball, Lacrosse
Closest grocery store
Publix4 min drive · 14444 Beach Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
Northwest-facing backyard — summer sunsets, gentle days
The listing reports the home facing southeast, which puts the backyard and pool on the northwest side. Today at this address: sunrise 6:51 AM, sunset 5:29 PM.
- The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
- Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $1,376,812 | $1,318,500 | ▲ $30,487 |
2025 property taxes (current owner): $24,342/yr
Estimated taxes if purchased at asking price: ~$32,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Oct 16, 2026Closed$1,895,000
- Oct 4, 2026Pending$1,895,000
- Oct 1, 2026Active$1,895,000
- Sep 19, 2026Listed$1,895,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $300/sq ft; this home is listed at $698/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 14526 Plumosa Drive, Jacksonville, FL 32250Listed by JWB REALTY LLC | Oct 2026 | $1,100,000 | $439 | 3/2.5 | 2,507 | 1 | 0.3 |
| 14803 Plumosa Drive, Jacksonville, FL 32250Listed by COASTAL REALTY JAX | Oct 2026 | $1,650,000 | $761 | 3/2 | 2,167 | 156 | 0.3 |
| 3012 San Pablo Road S, Jacksonville, FL 32224Listed by RPB REALTY,INC | Oct 2026 | $499,900 | $240 | 4/2 | 2,084 | 43 | 0.7 |
| 3866 Luth Drive E, Jacksonville, FL 32250Listed by MOMENTUM REALTY | Oct 2026 | $425,000 | $195 | 3/2 | 2,180 | 74 | 0.7 |
| 3619 Crossview Drive, Jacksonville, FL 32224Listed by NAVY TO NAVY HOMES LLC | Oct 2026 | $770,000 | $291 | 3/3 | 2,642 | 34 | 1 |
| 3637 Crossview Drive, Jacksonville, FL 32224Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $860,000 | $300 | 4/3 | 2,862 | 28 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Sold by: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Isle of Palms
Isle of Palms is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
View all Isle of Palms homes for sale →Keep looking
More homes in Isle of Palms
For Sale14557 Lagoon DriveJacksonville, FL 32250
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For Sale4141 Coquina DriveJacksonville, FL 32250
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Pending3467 Eunice RoadJacksonville, FL 32250
3 bd · 2 ba · 2,379 sq ft
$1,100,000Est. $5,855/moRenovated waterfront pool home in Isle of Palms offering an exceptional coastal lifestyle with direct ICW access.…
Listing Office: ponte vedra club realty, inc.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines