This home is in Isle of Palms, Jacksonville — a pool home in Jacksonville.
Active·Listed today·Isle of Palms
14645 Lagoon Drive
Jacksonville, FL 32250
13 more homes for sale in Isle of Palms →Search Isle of Palms on the map
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About this home
Isle of Palms
SHOWINGS START OCTOBER 1ST! Panoramic water views await on an oversized 0.36-acre cul-de-sac corner lot in Isle of Palms! This 4-bedroom, 3-bath home offers 2,395 square feet of coastal-style living and a true boaters paradise with an open layout, new windows, and incredible water views from nearly every room! Spacious kitchen features large island with quartz countertops, a gas stove, and stainless steel appliances with LVP flooring. Primary suite features french doors directly to the pool and dual closets with built-ins and a large glass-tile shower. Additional living area offers family room and two guest bedrooms and full bath. This home truly feels like a vacation and the outside is a Florida dream! Enjoy wide, deep-water navigation with Intracoastal and ocean access, two private docks, 2 boat lifts, and a seawall. Whether you're unwinding by the heated saltwater pool and spa or entertaining on the oversized covered porch and paver patio, you will love calling this one home!
Next steps in Isle of Palms
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
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Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 1972)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,742 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Northwest-facing backyard — summer sunsets, gentle days
The listing reports the home facing southeast, which puts the backyard and pool on the northwest side. Today at this address: sunrise 7:19 AM, sunset 7:11 PM.
- The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
- Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $24,342/yr
Estimated taxes if purchased at asking price: ~$37,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 1, 2026Active$1,895,000
- Sep 19, 2026Listed$1,895,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Isle of Palms
Isle of Palms is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
View all Isle of Palms homes for sale →Keep looking
More homes in Isle of Palms
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For Sale14557 Lagoon DriveJacksonville, FL 32250
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$1,749,900Est. $9,314/moEXCEPTIONAL WATERFRONT LIVING IN ISLE OF PALMS! Discover the coastal lifestyle in this impressive 5-bedroom, 4.5-bath…
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For Sale14603 Plumosa DriveJacksonville, FL 32250
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$1,749,000Est. $9,309/moBeautiful waterfront home with navigable water access in the highly sought-after Isle of Palms community. Designed to…
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Pending14803 Plumosa DriveJacksonville, FL 32250
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$1,675,000Est. $8,915/moOPEN-WATER WATERFRONT LIVING IN HIGHLY SOUGHT-AFTER ISLE OF PALMS! This beautifully maintained 3BR/2BA pool home offers…
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines