This home is in Jacksonville — a new construction home in Jacksonville.
Active·533 days on market
4149 Sunrise Cove Way
Jacksonville, FL 32250
About this home
Jacksonville
Brand-New Waterfront Living in The Cove at Isle of Palms. This sparkling new 4BR/4.5BA home offers modern, worry-free living with breathtaking views and a private boat slip just off the Intracoastal Waterway. Located in the sought-after Cove community, this home showcases the latest in coastal design with clean lines, luxury finishes, and an open-concept layout that flows to a covered patio—ideal for relaxing or entertaining outdoors. The gourmet kitchen features an oversized island, upscale finishes, and seamless connection to the dining and living areas. The main-level owner's suite boasts a spa-like bath, walk-in shower, dual vanities, and a spacious walk-in closet. Upstairs offers a flexible loft space that opens to a second covered patio with water views. A second owner's suite and two additional bedrooms, each with private baths, complete the layout. Enjoy easy access to shopping, dining, boating, and beaches in this exclusive waterfront enclave.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,825,708 | $1,747,608 | ▲ $818,742 |
| 2024 | $450,000 | $429,000 | — |
| 2023 | $390,000 | $390,000 | — |
| 2022 | $390,000 | $390,000 | ▲ $20,000 |
2024 property taxes (current owner): $7,797/yr
Estimated taxes if purchased at asking price: ~$38,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,689 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 10, 2026Price change$1,985,000−$65,000
- Feb 19, 2025Listed$2,050,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Realtor
Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines