This home is in Cove at Isle of Palms, Jacksonville — a new construction home in Jacksonville.
$1,875,0004 bd · 4.5 ba · 3,602 sq ft
Active·625 days on market·Cove at Isle of Palms
4149 Sunrise Cove Way
Jacksonville, FL 32250
2 more homes for sale in Cove at Isle of Palms →Search Cove at Isle of Palms on the map
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About this home
Cove at Isle of Palms
Brand-New Waterfront Living in The Cove at Isle of Palms. This sparkling new 4BR/4.5BA home offers modern, worry-free living with breathtaking views and a private boat slip just off the Intracoastal Waterway. Located in the sought-after Cove community, this home showcases the latest in coastal design with clean lines, luxury finishes, and an open-concept layout that flows to a covered patio—ideal for relaxing or entertaining outdoors. The gourmet kitchen features an oversized island, upscale finishes, and seamless connection to the dining and living areas. The main-level owner's suite boasts a spa-like bath, walk-in shower, dual vanities, and a spacious walk-in closet. Upstairs offers a flexible loft space that opens to a second covered patio with water views. A second owner's suite and two additional bedrooms, each with private baths, complete the layout. Enjoy easy access to shopping, dining, boating, and beaches in this exclusive waterfront enclave.
Next steps in Cove at Isle of Palms
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,689 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
13th Ave Sabout 3 mi · 28 parking spaces
Closest park or preserve
Dutton Island Preserve19 min drive · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 6 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Cradle Creek Preserve Kayak Launch (Long Portage!)about 1 mi · Cradle Creek - San Pablo Creek
Closest youth league fields
Wingate Park10 min drive · Baseball, Softball, Lacrosse
Closest grocery store
Publix6 min drive · 14444 Beach Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,825,708 | $1,747,608 | ▲ $818,742 |
| 2024 | $450,000 | $429,000 | — |
| 2023 | $390,000 | $390,000 | — |
| 2022 | $390,000 | $390,000 | ▲ $20,000 |
2024 property taxes (current owner): $7,797/yr
Estimated taxes if purchased at asking price: ~$36,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 20, 2026Price change$1,875,000−$110,000
- Jul 10, 2026Price change$1,985,000−$65,000
- Feb 19, 2025Listed$2,050,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $523/sq ft; this home is listed at $521/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4408 Tradewinds Drive, Jacksonville, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Oct 2026 | $1,320,000 | $495 | 4/4.5 | 2,665 | 156 | 0.4 |
| 4235 Stacey Road E, Jacksonville, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Sep 2026 | $2,943,000 | $822 | 4/3.5 | 3,580 | 165 | 0.4 |
| 14859 Bonefish Drive, Jacksonville, FL 32250Listed by MOMENTUM REALTY | Aug 2026 | $3,735,000 | $1,008 | 4/4.5 | 3,706 | 107 | 0.4 |
| 14533 Plumosa Drive, Jacksonville, FL 32250Listed by EXP REALTY, LLC | Aug 2026 | $1,537,500 | $523 | 3/2 | 2,942 | 39 | 0.9 |
| 3681 Annapolis Way, Jacksonville, FL 32224Listed by INI REALTY | Jul 2026 | $915,000 | $288 | 4/4 | 3,175 | 7 | 1 |
| 3619 Crossview Drive, Jacksonville, FL 32224Listed by NAVY TO NAVY HOMES LLC | Oct 2026 | $770,000 | $291 | 3/3 | 2,642 | 34 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Cove at Isle of Palms
Cove at Isle of Palms is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
View all Cove at Isle of Palms homes for sale →Keep looking
More homes in Cove at Isle of Palms
For Sale4137 Sunrise Cove WayJacksonville, FL 32250
5 bd · 4.5 ba · 3,448 sq ft
$1,850,000Est. $9,846/moExperience luxury living in this thoughtfully designed custom home in the prestigious Cove @ Isle of Palms, offering…
Listing Office: keller williams realty atlantic partners
For Sale4119 Sunrise Cove WayJacksonville, FL 32250
4 bd · 4.5 ba · 3,114 sq ft
$1,750,000Est. $9,314/moCoastal Living at Its Best in The Cove at Isle of Palms. Live the dream in this newer 4BR/4.5BA brand new waterfront…
Listing Office: keller williams realty atlantic partners
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Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines