This home is in Sandy Creek, St. Augustine — a waterfront home in St. Johns County.
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Sold·Closed Feb 17, 2026·82 days on market·Recent sales in Sandy Creek·Sandy Creek
109 Caroline Creek Circle
St. Augustine, FL 32095
5 more homes for sale in Sandy Creek →Search Sandy Creek on the map
About this home
Sandy Creek
Enjoy peaceful water views from this well-maintained home in the Sandy Creek community of St. Augustine. The open floor plan features elegant tile flooring throughout the main areas and a modern kitchen with quartz countertops, 42 inch cabinets, and a built-in coffee bar. The spacious primary suite overlooks the tranquil retention pond, offering a relaxing backdrop and added privacy. A covered patio extends the living space outdoors, perfect for morning coffee or evening gatherings. This 4-bedroom, 2-bath home sits on a large lot in a low-HOA, no-CDD neighborhood surrounded by natural preserves and open spaces. Sandy Creek provides convenient access to I-95 and CR-210, with nearby shopping, dining, and the historic charm of downtown St. Augustine just minutes away. *Some photos have been virtually staged*
Next steps in Sandy Creek
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (middle)about 9 mi · 80 parking spaces
Closest park or preserve
Gourd Island Conservation Area9 min drive · 3.3 mi of trails
Closest public boat ramp
Trout Creek Park Boat Rampabout 7 mi · St. Johns River - Trout Creek (St. Augustine)
Closest kayak & paddleboard launch
Nocatee Landing Park – Paddlecraft Rampabout 7 mi · Tolomato River
Closest youth league fields
Durbin Crossing Park15 min drive · Baseball, Football, Lacrosse, Softball, Track, Soccer
Closest grocery store
Aldi11 min drive · 2220 County Road 210, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $4,906/yr
Estimated taxes if purchased at asking price: ~$7,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $221/sq ft; this home is listed at $199/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 211 Jennie Lake Court, St. Augustine, FL 32095Listed by MOXII PRO REALTY | Jul 2026 | $445,000 | $207 | 3/2 | 2,151 | 19 | 0.4 |
| 756 New Wales Lane, St. Augustine, FL 32092Listed by WATSON REALTY CORP | Sep 2026 | $565,000 | $226 | 5/2 | 2,499 | 30 | 0.7 |
| 741 New Wales Lane, St. Augustine, FL 32092Listed by AIM REALTY OF JACKSONVILLE | Jul 2026 | $395,000 | $227 | 3/2 | 1,741 | 79 | 0.8 |
| 424 Queen Anne Court, St. Augustine, FL 32092Listed by WATSON REALTY CORP | Aug 2026 | $440,000 | $193 | 4/3 | 2,276 | 81 | 0.9 |
| 308 Diana Court, St. Augustine, FL 32092Listed by JPAR CITY AND BEACH | Aug 2026 | $430,250 | $216 | 4/2 | 1,995 | 98 | 1 |
| 63 Gourd Island Way, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLC | Sep 2026 | $462,500 | $221 | 3/2.5 | 2,091 | 68 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXP REALTY LLC
Sold by: KELLER WILLIAMS JACKSONVILLE (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Sandy Creek
Sandy Creek is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Sandy Creek homes for sale →Keep looking
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Under Contract194 Linda Lake LaneSt. Augustine, FL 32095
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Feb 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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