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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Pablo Creek Reserve, Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Jun 26, 2026·235 days on market·Recent sales in Pablo Creek Reserve·Pablo Creek Reserve

5367 Chandler Bend Drive

Jacksonville, FL 32224

$3,450,000sold priceListed at $3,650,000 · 94.5% of asking$617/sqftMLS# 2114203
5
Beds
5.5
Baths
5,588
Sq Ft
2010
Built
3
Garage
Yes
Pool

5 more homes for sale in Pablo Creek Reserve →Search Pablo Creek Reserve on the map

HOA $512/mo0.82 acresWaterfrontSingle Family Residence1 story

About this home

Pablo Creek Reserve

Home sale contingency fell through- don't miss your chance to buy this beauty!! If perfection exists, 5367 Chandler Bend Drive is it! This stunning 5,588 sq. ft. estate home in the highly sought-after, gated community of Pablo Creek Reserve offers breathtaking lagoon views, unparalleled privacy, & a level of craftsmanship rarely seen today. Masterfully custom-built by Elwood Collier, this home showcases ICF construction, a brick façade w/ custom window details, & exquisite millwork & molding throughout. The property features a large circular driveway, three-car garage, & a private guest house w/ its own entrance, living room w/ built-ins, full kitchen, laundry, & a bedroom w/ ensuite bath--perfect for guests or multigenerational living. The main residence boasts four ensuite bedrooms, a handsome office w/ knotty alder wood detailing, 12-foot ceilings, & a warm, gourmet kitchen anchored by a stunning stone & copper hood--a true showpiece- that opens to the large

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$19,110
Property taxesest. at asking price, Duval County$5,633
HOAbilled quarterly$512
Estimated total, before insurance$25,255/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$21,322/yr · $1,777/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$3,450,000
$690,000
Loan Term
Monthly Payment
$19,110
Principal & Interest: $19,110
Property taxes (est.): $5,633
Insurance (est.): $2,300
Estimated Total Monthly
$27,043
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Concrete, Tile — year not disclosed (home built 2010)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,766 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$2,735,022$1,205,776▲ $69,578
2024$2,465,004$1,171,087▼ $1,407
2023$2,489,173$1,135,522—
2022$1,980,160$1,100,993▲ $25,000
2021$1,692,879$1,067,469—
2020$1,550,892$1,052,041—

2024 property taxes (current owner): $21,322/yr

Estimated taxes if purchased at asking price: ~$67,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $648/sq ft; this home is listed at $653/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5300 Chandler Bend Drive, Jacksonville, FL 32224Listed by HOME PLACE REALTYSep 2026$3,150,000$6295/6.55,006120.3
5321 Hala Court, Jacksonville, FL 32224Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$4,600,000$7364/56,252280.4
5307 Hidden Hollow Court, Jacksonville, FL 32224Listed by PONTE VEDRA CLUB REALTY, INC.Jun 2026$4,500,000$7864/55,72320.6
14091 Magnolia Cove Road, Jacksonville, FL 32224Listed by REDFIN CORPORATIONAug 2026$1,950,000$4834/4.54,037460.7
5305 Bentpine Cove Road, Jacksonville, FL 32224Listed by ROOT REALTY LLCAug 2026$3,127,500$6484/54,82340.7
14061 Magnolia Cove Road, Jacksonville, FL 32224Listed by ENGEL & VOLKERS FIRST COASTSep 2026$2,900,000$6175/54,697490.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$3,650,000
Price / Sq Ft$653
Bedrooms5
Bathrooms5.50
Full Baths5
Half Baths1
Square Footage5,588
Total Structure Area5,588 sq ft
Acres0.82 acres
Year Built2010
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Fenced, Gas Heat, Heated, Salt Water, Waterfall
Is WaterfrontYes
Direction FacesWest

School Information

ElementaryAlimacani
MiddleKernan

Community Information

Address5367 Chandler Bend Drive, Jacksonville, FL 32224
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionPablo Creek Reserve
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size35,719.2 sq ft
Parcel Number1677662285
ZoningPUD

Amenities

AmenitiesGated, Security
UtilitiesCable Available, Electricity Available, Sewer Connected, Water Available, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Circular Driveway, Garage, Garage Door Opener
ViewPond, Trees/Woods, Water
Waterfront TypeLagoon, Pond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Central Vacuum, Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Instant Hot Water, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Hot Water, Propane, Zoned
CoolingCentral Air, Electric, Zoned
FlooringMarble, Stone, Wood
FireplaceYes
# of Fireplaces3
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundrySink
SecurityFire Alarm, Gated with Guard, Security Lights, Smoke Detector(s)
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesImpact Windows, Outdoor Kitchen
Lot DescriptionCul-De-Sac, Few Trees, Sprinklers In Front
Patio / PorchCovered, Front Porch, Rear Porch
FencingBack Yard, Privacy
RoofConcrete, Tile
ConstructionBrick, Block, Concrete
Other StructuresGuest House, Outdoor Kitchen, Other
Road SurfaceAsphalt

Additional Information

Date ListedOctober 20, 2025
Days on Market235
HOA Fees$1,536 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$21,321.77
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Pablo Creek Reserve

Pablo Creek Reserve is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.

View all Pablo Creek Reserve homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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