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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Pablo Creek Reserve, Jacksonville — a home near Atlantic Coast High School.

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Sold

Sold·Closed Sep 21, 2026·28 days on market·Recent sales in Pablo Creek Reserve·Pablo Creek Reserve

5321 Hala Court

Jacksonville, FL 32224

$4,600,000sold priceListed at $4,600,000 · 100% of asking$736/sqftMLS# 2160327
4
Beds
5
Baths
6,252
Sq Ft
2008
Built
3
Garage
Yes
Pool

5 more homes for sale in Pablo Creek Reserve →Search Pablo Creek Reserve on the map

FEMA Zone XHOA $517/mo0.74 acresWaterfrontSingle Family Residence2 stories

About this home

Pablo Creek Reserve

A distinguished English farmhouse masterfully crafted by renowned builder Elwood Collier, this exceptional waterfront estate embodies enduring elegance and exceptional craftsmanship. Built with ICF construction, the residence showcases true reclaimed wood beams, exquisite millwork, custom solid wood doors throughout, and hardwood and travertine flooring. The bespoke kitchen features a Wolf dual-fuel range, twin Sub-Zero refrigerators, four freezer drawers, Fisher & Paykel dishwasher drawers, Calacatta marble countertops, custom cabinetry, and a fully equipped butler's pantry. The main-level primary suite, complete with stone fireplace, offers a serene private retreat. A wood-lined elevator, gracious entertaining spaces, and charming guest house enhance the experience. Outside, impeccably curated landscaping, covered outdoor kitchen, elegant courtyard, waterfront setting, and resort-style pool create an extraordinary environment for refined living and effortless entertaining.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$25,480
Property taxesest. at asking price, Duval County$7,511
HOAbilled quarterly$517
Estimated total, before insurance$33,508/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$31,735/yr · $2,645/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$4,600,000
$920,000
Loan Term
Monthly Payment
$25,480
Principal & Interest: $25,480
Property taxes (est.): $7,511
Insurance (est.): $3,067
Estimated Total Monthly
$36,057
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Tile — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,721 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $31,735/yr

Estimated taxes if purchased at asking price: ~$90,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 21, 2026Closed$4,600,000
  • Sep 12, 2026Pending$4,600,000
  • Aug 21, 2026Active Under Contract$4,600,000
  • Aug 15, 2026Listed$4,600,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $640/sq ft; this home is listed at $736/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5307 Hidden Hollow Court, Jacksonville, FL 32224Listed by PONTE VEDRA CLUB REALTY, INC.Jun 2026$4,500,000$7864/55,72320.2
5300 Chandler Bend Drive, Jacksonville, FL 32224Listed by HOME PLACE REALTYSep 2026$3,150,000$6295/6.55,006120.3
5305 Bentpine Cove Road, Jacksonville, FL 32224Listed by ROOT REALTY LLCAug 2026$3,127,500$6484/54,82340.3
5329 Bentpine Cove Road, Jacksonville, FL 32224Listed by RE/MAX SPECIALISTS PVJul 2026$4,650,000$6405/5.57,268430.3
14061 Magnolia Cove Road, Jacksonville, FL 32224Listed by ENGEL & VOLKERS FIRST COASTSep 2026$2,900,000$6175/54,697490.4
5367 Chandler Bend Drive, Jacksonville, FL 32224Listed by PONTE VEDRA CLUB REALTY, INC.Jun 2026$3,450,000$6175/5.55,5882350.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$4,600,000
Price / Sq Ft$736
Bedrooms4
Bathrooms5.00
Full Baths4
Half Baths2
Square Footage6,252
Total Structure Area8,110 sq ft
Acres0.74 acres
Year Built2008
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Heated
Is WaterfrontYes

School Information

ElementaryAlimacani
MiddleKernan

Community Information

Address5321 Hala Court, Jacksonville, FL 32224
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionPablo Creek Reserve
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size32,234.4 sq ft
Lot Dimensions176x162x250x206
Parcel Number1677663205
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingCircular Driveway, Garage, Garage Door Opener
ViewLake
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Butler Pantry, Central Vacuum, Elevator, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Home, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Gas Oven, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Stone, Wood
FireplaceYes
# of Fireplaces3
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level
Security24 Hour Security, Gated with Guard
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesBalcony, Courtyard, Outdoor Kitchen
Lot DescriptionCorner Lot
Patio / PorchSide Porch
FencingBack Yard, Wrought Iron
RoofTile
ConstructionBrick, Concrete
Other StructuresOutdoor Kitchen

Additional Information

Date ListedAugust 15, 2026
Days on Market28
HOA Fees$1,551 / Quarterly
HOA FrequencyQuarterly
HOA NamePablo Creek Reserve
Tax Amount$31,734.62
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Pablo Creek Reserve

Pablo Creek Reserve is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.

View all Pablo Creek Reserve homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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