This home is in Beachwalk, St. Johns — a waterfront home in St. Johns County.
$482,5004 bd · 3.5 ba · 2,265 sq ft
Active·95 days on market·Beachwalk
126 Old Fort Trail
St. Johns, FL 32259
29 more homes for sale in Beachwalk →Search Beachwalk on the map
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About this home
Beachwalk
*4 bedrooms, 3.5 bathrooms in the highly sought-after Beachwalk community* *Built in 2021 with all major systems in excellent condition* *Open-concept kitchen, dining, and living area designed for everyday living and entertaining* *Custom electric fireplace with built-in media center* *Covered and screened paver lanai plus an extended paver patio with fire pit and water views* *First-floor primary suite featuring custom accent wall, spacious walk-in closet with built-ins, and luxurious en-suite bath* *Gourmet kitchen with white cabinetry, crown molding, stainless steel appliances, oversized island with breakfast bar, and generous pantry* *Functional laundry room with built-in cabinetry, separate from the garage entry, plus a convenient first-floor powder bath* *Upstairs offers three spacious bedrooms, two full bathrooms, and a versatile loft perfect for a media room or playroom.* *Enjoy exclusive access to Beachwalk's Crystal Lagoon*
Next steps in Beachwalk
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,789 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (north)26 min drive · 70 parking spaces
Closest park or preserve
Gourd Island Conservation Area9 min drive · 3.3 mi of trails
Closest public boat ramp
Hood Landing Public Boat Rampabout 7 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launchabout 6 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Durbin Crossing Park15 min drive · Baseball, Football, Lacrosse, Softball, Track, Soccer
Closest grocery store
Publix5 min drive · 835 Cr 210 W, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:39 AM, sunset 6:40 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $420,031 | $357,300 | — |
| 2024 | $451,138 | $346,523 | — |
| 2023 | $387,330 | $330,154 | — |
| 2022 | $369,082 | $319,082 | — |
| 2021 | $65,000 | $65,000 | — |
| 2020 | $65,000 | $64,886 | — |
2025 property taxes (current owner): $9,318/yr
Estimated taxes if purchased at asking price: ~$7,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 22, 2026Price change$482,500−$7,500
- Aug 19, 2026Price change$490,000−$8,500
- Jul 27, 2026Active$498,500
- Jul 20, 2026Pending$498,500
- Jun 17, 2026Listed$498,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $216/sq ft; this home is listed at $213/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 248 Clifton Bay, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLC | Sep 2026 | $420,000 | $216 | 3/2.5 | 1,943 | 119 | 0.1 |
| 211 Clifton Bay, St. Johns, FL 32259Listed by OPENDOOR BROKERAGE, LLC. | Sep 2026 | $400,000 | $178 | 3/2.5 | 2,253 | 102 | 0.1 |
| 72 Clifton Bay Loop, St. Johns, FL 32259Listed by LOKATION | Aug 2026 | $395,000 | $208 | 4/2.5 | 1,895 | 144 | 0.2 |
| 419 Rum Runner Way, St. Johns, FL 32259Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Aug 2026 | $527,500 | $211 | 4/3 | 2,503 | 299 | 0.4 |
| 63 Caribbean Place, St. Johns, FL 32259Listed by BLUEFIN REAL ESTATE GROUP | Oct 2026 | $615,000 | $241 | 4/3 | 2,555 | 53 | 0.7 |
| 490 Windermere Way, St. Augustine, FL 32095Listed by EXP REALTY LLC | Oct 2026 | $450,000 | $279 | 3/2 | 1,614 | 8 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS ST JOHNS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Beachwalk
Beachwalk is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Beachwalk homes for sale →Keep looking
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Krista Fracke
Broker Associate
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