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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Yulee — a waterfront home in Nassau County.

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Sold

Sold·Closed Dec 23, 2025·63 days on market·Recent sales in Yulee

85148 St John Court

Yulee, FL 32097

$296,000sold priceListed at $300,000 · 98.7% of asking$203/sqftMLS# 2111669
3
Beds
2
Baths
1,456
Sq Ft
1996
Built
2
Garage
No
Pool
HOA $21/mo11,326 sqft lotWaterfrontSingle Family Residence1 story

About this home

Yulee

Welcome to your waterfront retreat! This 3-bedroom, 2-bath home offers comfortable living, perfectly tucked away at the end of a quiet cul-de-sac with peaceful pond views. Step inside to find vaulted ceilings that create a spacious, airy feel. The living room is anchored by a cozy fireplace and flows seamlessly into the kitchen and dining areas, making it perfect for everyday living or entertaining. The split-bedroom design provides privacy, with the primary suite featuring an ensuite bath and walk-in closet. Outside, enjoy your morning coffee under the shade of mature trees or unwind by the water's edge as the sun sets over your backyard. With a two-car garage, cul-de-sac privacy, and a serene pond setting. A little vision and personal touch will make this property shine—don't miss the opportunity to make it yours!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,627
Property taxesest. at asking price, Nassau County$409
HOAbilled annually$21
Estimated total, before insurance$2,056/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,216/yr · $101/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,391 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,216/yr

Estimated taxes if purchased at asking price: ~$4,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $211/sq ft; this home is listed at $206/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
86415 Sand Hickory Trail, Yulee, FL 32097Listed by PALM III REALTY AND PROPERTY MAug 2026$340,000$2503/21,361750.8
85456 Miner Road, Yulee, FL 32097Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$526,000$3133/21,68050.9
86040 Clyde Street, Yulee, FL 32097Listed by NON MLS (realMLS)Jun 2026$365,000$2114/21,731571
86011 Aladdins Way, Yulee, FL 32097Listed by EXIT INSPIRED REAL ESTATEJun 2026$335,000$2003/21,676641.1
86209 Vegas Boulevard, Yulee, FL 32097Listed by HOVER GIRL PROPERTIESSep 2026$225,000$1333/21,69411.2
86010 Osheas Place, Yulee, FL 32097Listed by FIRST COAST HEROES REAL ESTATE LLCJul 2026$359,000$1993/21,806461.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$300,000
Price / Sq Ft$206
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,456
Acres0.26 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionFixer
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address85148 St John Court, Yulee, FL 32097
Area481-Nassau County-Yulee South
SubdivisionLofton Creek
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size11,325.6 sq ft
Parcel Number382N27127C00340000

Amenities

AmenitiesNone
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond, Water
Waterfront TypePond

Interior

Interior FeaturesEat-in Kitchen, Primary Bathroom - Tub with Shower, Vaulted Ceiling(s)
AppliancesElectric Cooktop, Electric Oven, Electric Range, Electric Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit

Exterior

Lot DescriptionCul-De-Sac, Dead End Street
Patio / PorchAwning(s), Covered, Front Porch, Porch, Rear Porch, Screened
FencingBack Yard
RoofShingle
ConstructionFiber Cement, Wood Siding
Road SurfacePaved

Additional Information

Date ListedOctober 3, 2025
Days on Market63
HOA Fees$250 / Annually
HOA FrequencyAnnually
Tax Amount$1,215.9
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS FIRST COAST REALTY

Sold by: ONE SOTHEBY'S INTERNATIONAL REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 23, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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