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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in River Oaks Plantation, St. Johns — a home near Bartram Trail High School.

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Sold

Sold·Closed Apr 1, 2026·83 days on market·Recent sales in River Oaks Plantation·River Oaks Plantation

1161 Dover Drive

St. Johns, FL 32259

$670,000sold priceListed at $685,000 · 97.8% of asking$215/sqftMLS# 2109495
5
Beds
4
Baths
3,122
Sq Ft
1999
Built
3
Garage
No
Pool

2 more homes for sale in River Oaks Plantation →Search River Oaks Plantation on the map

HOA $58/mo13,068 sqft lotSingle Family Residence2 stories

About this home

River Oaks Plantation

Welcome to River Oaks Plantation in beautiful St. Johns County!Bring your kayaks, canoes & paddleboards, residents enjoy access to the St. Johns River from the neighborhood dock.This spacious home offers over 3,100 sq. ft. of thoughtfully designed living space & updated kitchen featuring quartz countertops, soft-close cabinetry w/ lighting & KitchenAid appliances including a double wall oven, 5-burner gas cooktop & under-counter microwave & pop up grommet w/ wireless charging! Includes high ceilings, crown molding & 1st floor primary suite w/ separate walk-in closets, 2 vanities, separate shower and a garden tub. Two additional bedrooms w/ a shared full bath, a home office or 5th bedroom making it versatile to meet your needs.Large upstairs bedroom w/bath. Step outside to the expansive screened lanai & unwind in the spa or enjoy entertaining by the firepit. Check out the Julington Creek Plantation amenity center!!ROOF(2021) A/Cs(2020 & 2021)

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,653
Property taxesest. at asking price, St. Johns County$892
HOAbilled semi-annually$58
Estimated total, before insurance$4,603/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,731/yr · $478/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2021 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,542 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,731/yr

Estimated taxes if purchased at asking price: ~$10,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $258/sq ft; this home is listed at $219/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1204 Cunningham Creek Drive, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$600,000$2584/32,32820.3
1100 Creekwood Way N, St. Johns, FL 32259Listed by HANEY SIGNATURE REALTY LLCAug 2026$739,000$2744/32,700150.6
1737 Heatherwood Drive, St. Johns, FL 32259Listed by HOVER GIRL PROPERTIESOct 2026$570,000$2564/22,22910.8
1014 Fruit Cove Road, Fruit Cove, FL 32259Listed by SERVICE REALTY, LLCSep 2026$580,000$2274/32,552650.8
1309 Hideaway Drive S, St. Johns, FL 32259Listed by WATSON REALTY CORPSep 2026$680,000$2404/32,839801
1333 S Hideaway Drive, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$699,900$2854/32,452531

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$685,000
Price / Sq Ft$219
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,122
Acres0.30 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address1161 Dover Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionRiver Oaks Plantation
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size13,068 sq ft
Parcel Number0006330440

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Wood
FireplaceYes
Fireplace FeaturesGas
# of Stories2
LaundrySink
Spa FeaturesIn Ground

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchScreened
FencingBack Yard
RoofShingle
ConstructionStucco

Additional Information

Date ListedJanuary 12, 2026
Days on Market83
HOA Fees$350 / Semi-Annually
HOA FrequencySemi-Annually
Tax Amount$5,731.25
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ROUND TABLE REALTY

Sold by: KELLER WILLIAMS ST JOHNS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About River Oaks Plantation

River Oaks Plantation is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all River Oaks Plantation homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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