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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near St. Augustine High School.

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Sold

Sold·Closed Sep 4, 2026·319 days on market·Recent sales in St. Augustine

405 Flagler Boulevard 5A

St. Augustine, FL 32080

$228,000sold priceListed at $235,000 · 97% of asking$253/sqftMLS# 2109379
2
Beds
1
Baths
900
Sq Ft
1972
Built
—
Garage
No
Pool
FEMA Zone AEHOA $517/moCondominium1 story

About this home

St. Augustine

This recently renovated, move-in-ready 2BR/1BA condo in Salt Run II is truly a gem—perfect for investors seeking top-notch short-term rental potential, or anyone dreaming of a vibrant life on Anastasia Island. Just steps from historic downtown St. Augustine, you'll have endless shopping, fabulous dining, buzzing nightlife, and world-famous beaches at your fingertips. The sleek open kitchen that flows into a stylish family room—imagine hosting friends in this remarkable entertaining space! Step onto the screened in back porch and unwind as you soak up the enchanting evening air. Nestled in Davis Shores, one of St. Augustine's most beloved neighborhoods, you'll be surrounded by lush mature trees and welcoming wide streets—ideal for jogging, cycling, or leisurely strolls. This beautifully revamped first-floor unit is a rare find in Salt Run II. Don't miss out—contact us now to schedule your private tour!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,263
Property taxesest. at asking price, St. Johns County$303
HOAbilled monthly$517
Estimated total, before insurance$2,083/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,778/yr · $398/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$228,000
$45,600
Loan Term
Monthly Payment
$1,263
Principal & Interest: $1,263
Property taxes (est.): $303
Insurance (est.): $152
Estimated Total Monthly
$1,718
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1972)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0021938 - City of Saint Augustine WWTP · Public water (record)

County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,761 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$215,000$215,000—
2024$251,500$251,500—
2023$242,270$242,270—
2022$195,000$165,550—
2021$150,500$150,500—
2020$150,500$150,500—

2024 property taxes (current owner): $4,778/yr

Estimated taxes if purchased at asking price: ~$3,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 11, 2026Closed$235,000
  • Aug 4, 2026Pending$235,000
  • Jul 26, 2026Price change$235,000−$13,500
  • Sep 18, 2025Listed$248,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $264/sq ft; this home is listed at $261/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
22 Comares Avenue 5B, St. Augustine, FL 32080Listed by REAL BROKER LLCJul 2026$220,000$2642/1.583260.1
83 Comares Avenue 7B, St. Augustine, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJun 2026$570,967$6812/1838290.2
945 S Ponce De Leon Boulevard, St. Augustine, FL 32084Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$305,000$2722/21,120331.8
33209 Harbour Vista Circle, St. Augustine, FL 32080Listed by REAL BROKER LLCJul 2026$165,000$2131/177552.1
19201 Harbour Vista Circle, St. Augustine, FL 32080Listed by EXP REALTY, LLCJul 2026$258,000$2242/21,153232.2
700 W Pope Road E38, St. Augustine, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINESep 2025$175,000$2312/1757282.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$235,000
Price / Sq Ft$261
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage900
Year Built1972
TypeResidential
Sub-TypeCondominium
StyleFlat
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

Community Information

Address405 Flagler Boulevard 5A, St. Augustine, FL 32080
Area323-Davis Shores
SubdivisionSalt Run Ii
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number2185610305
ZoningCondominium

Amenities

AmenitiesOther, Laundry, Maintenance Grounds, Maintenance Structure, Management - Off Site, Management - Part Time
Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Electricity Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Guest

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesElectric Oven, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCorner Lot
Patio / PorchCovered, Front Porch, Rear Porch
FencingFenced
RoofShingle
ConstructionBrick Veneer, Concrete, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 18, 2025
Days on Market319
HOA Fees$516.87 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Sewer, Trash, Water
Tax Amount$4,777.92
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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