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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Salt Run, St. Augustine — a home near St. Augustine High School.

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Active

Active·65 days on market·Salt Run

22 Comares Avenue 5A

St. Augustine, FL 32080

$189,000$227/sqftEst. $1,039/mo mortgageMLS# 2160979
↓ $5,500 below original list
2
Beds
1
Baths
832
Sq Ft
1966
Built
—
Garage
No
Pool

2 more homes for sale in Salt Run →Search Salt Run on the map

FEMA Zone AEHOA $552/moCondominium1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Salt Run

Discover the perfect blend of coastal charm and investment potential with this beautifully updated 2-bedroom, 1-bathroom ground-floor condo in the desirable Salt Run I Condominiums. Featuring new carpet and fresh interior paint, this move-in-ready home offers a clean, inviting interior that's ready for its next owner. Enjoy peace of mind with major updates already completed, including a new roof, new HVAC system (2023). Even better, this unit has never flooded, providing added confidence in one of St. Augustine's most sought-after locations. Whether you're looking for a full-time residence, vacation getaway, or income-producing property, this condo offers exceptional flexibility with no restrictions on short-term rentals. Being vacant and move-in ready means you can begin enjoying it or generating rental income immediately.

Next steps in Salt Run

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,039
Property taxesest. at asking price, St. Johns County$251
HOAbilled monthly$552
Estimated total, before insurance$1,842/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,011/yr · $334/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$189,000
$37,800
Loan Term
Monthly Payment
$1,039
Principal & Interest: $1,039
Property taxes (est.): $252
Insurance (est.): $126
Estimated Total Monthly
$1,416
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1966)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,779 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,011/yr

Estimated taxes if purchased at asking price: ~$3,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 28, 2026Price change$189,000−$5,500
  • Aug 20, 2026Listed$194,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $288/sq ft; this home is listed at $227/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
22 Comares Avenue 1C, St. Augustine, FL 32080Listed by MANUCY REALTY AND ASSOCIATESOct 2026$157,000$2311/1680100
22 Comares Avenue 5B, St. Augustine, FL 32080Listed by REAL BROKER LLCJul 2026$220,000$2642/1.583260
405 Flagler Boulevard 5A, St. Augustine, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$228,000$2532/19003190.1
83 Comares Avenue 7B, St. Augustine, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJun 2026$570,967$6812/1838290.2
317 Flagler Boulevard 7A, St. Augustine, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2025$259,000$2882/19001870.2
12 Flagler Boulevard A203, St. Augustine, FL 32080Listed by MAXREV, LLCFeb 2026$330,000$3562/2926440.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$189,000
Price / Sq Ft$227
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage832
Year Built1966
TypeResidential
Sub-TypeCondominium
StyleFlat
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryR. B. Hunt
Reported middleSebastian
Reported highSt. Augustine
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address22 Comares Avenue 5A, St. Augustine, FL 32080
Area323-Davis Shores
SubdivisionSalt Run
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number2185600105

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Tub with Shower
AppliancesDishwasher, Electric Oven, Electric Range
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne

Exterior

Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionBrick
Road SurfacePaved

Additional Information

Date ListedAugust 20, 2026
Days on Market73
HOA Fees$552 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Sewer, Trash
Tax Amount$4,011.21
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Salt Run

Salt Run is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.

View all Salt Run homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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