This home is in St. Augustine — a home near St. Augustine High School.
$225,0002 bd · 1 ba · 900 sq ft
Active·115 days on market
405 Flagler Boulevard 2A
St. Augustine, FL 32080
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About this home
St. Augustine
Situated in a highly sought-after area on Anastasia Island, this gorgeous 2BD/1BA ground-floor condo offers an upgraded lifestyle of simplicity and comes fully furnished! Currently used a successful short term rental and offered turn key. The layout seamlessly integrates the kitchen, dining, and living areas, perfect for hosting gatherings, features a sliding door that leads to a covered rear porch with views of the communal courtyard. Recently upgraded from top to bottom offering spacious bedrooms arranged in a split layout, sharing a central bathroom. Benefits include off-road parking and a covered carport. The condominium fees cover water, trash and sewer expenses, and short-term rentals are permissible as per the CAM, making it an ideal investment or second home.
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1972)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0021938 - City of Saint Augustine WWTP · Public water (record)
County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,761 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Vilano Beach oceanfrontabout 2 mi · 37 parking spaces
Closest park or preserve
Anastasia State Parkabout 1 mi · 0.7 mi of trails
Closest public boat ramp
Lighthouse Park Boat Rampabout 0.8 mi · Salt Run
Closest kayak & paddleboard launch
Vilano Causeway Primitive Accessabout 2 mi · Hospital Creek
Closest youth league fields
Eddie Vickers Parkabout 1 mi · Basketball, Football, Lacrosse
Closest grocery store
Publixabout 2 mi · 55 Ava Way, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $261,500 | $213,626 | — |
| 2023 | $252,270 | $194,205 | — |
| 2022 | $205,000 | $176,550 | — |
| 2021 | $160,500 | $160,500 | — |
| 2020 | $160,500 | $160,500 | — |
2023 property taxes (current owner): $3,887/yr
Estimated taxes if purchased at asking price: ~$3,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
History
Price & status history
- Sep 15, 2026Price change$225,000−$10,000
- Jul 7, 2026Listed$235,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $288/sq ft; this home is listed at $250/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 405 Flagler Boulevard 5A, St. Augustine, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Sep 2026 | $228,000 | $253 | 2/1 | 900 | 319 | 0 |
| 317 Flagler Boulevard 7A, St. Augustine, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Sep 2025 | $259,000 | $288 | 2/1 | 900 | 187 | 0 |
| 22 Comares Avenue 1C, St. Augustine, FL 32080Listed by MANUCY REALTY AND ASSOCIATES | Oct 2026 | $157,000 | $231 | 1/1 | 680 | 10 | 0.1 |
| 22 Comares Avenue 5B, St. Augustine, FL 32080Listed by REAL BROKER LLC | Jul 2026 | $220,000 | $264 | 2/1.5 | 832 | 6 | 0.1 |
| 83 Comares Avenue 7B, St. Augustine, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jun 2026 | $570,967 | $681 | 2/1 | 838 | 29 | 0.2 |
| 12 Flagler Boulevard A203, St. Augustine, FL 32080Listed by MAXREV, LLC | Feb 2026 | $330,000 | $356 | 2/2 | 926 | 44 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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