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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sandy Creek, St. Augustine.

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Sold

Sold·Closed Oct 22, 2025·4 days on market·Recent sales in Sandy Creek·Sandy Creek

22 Jackson Lake Court

St. Augustine, FL 32095

$510,000sold priceListed at $515,000 · 99% of asking$243/sqftMLS# 2108555
4
Beds
3
Baths
2,102
Sq Ft
2023
Built
3
Garage
No
Pool

5 more homes for sale in Sandy Creek →Search Sandy Creek on the map

HOA $68/mo12,197 sqft lotSingle Family Residence1 story

About this home

Sandy Creek

Did I tell you that this community has NO CDD FEES? This home is better than brand new and move it ready. Built in 2023 it practically is brand new. If features a fantastic spilt floor plan, with high celings and open spaces. With a back yard that will fit a pool and a three car garage, this home has something or every member of the family.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,803
Property taxesest. at asking price, St. Johns County$679
HOAbilled annually$68
Estimated total, before insurance$3,550/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,902/yr · $409/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,795 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:33 AM, sunset 6:47 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,902/yr

Estimated taxes if purchased at asking price: ~$8,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $226/sq ft; this home is listed at $245/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
756 New Wales Lane, St. Augustine, FL 32092Listed by WATSON REALTY CORPSep 2026$565,000$2265/22,499301.1
733 Trellis Bay Drive, St. Augustine, FL 32092Listed by CLASSIC REALTYSep 2026$405,000$2453/21,653211.2
424 Queen Anne Court, St. Augustine, FL 32092Listed by WATSON REALTY CORPAug 2026$440,000$1934/32,276811.2
776 Eagle Point Drive, St. Augustine, FL 32092Listed by UNITED REAL ESTATE GALLERYSep 2026$640,000$2414/32,661731.3
308 Diana Court, St. Augustine, FL 32092Listed by JPAR CITY AND BEACHAug 2026$430,250$2164/21,995981.3
396 Meadow Ridge Drive, St. Augustine, FL 32092Listed by ROUND TABLE REALTYAug 2026$450,000$2064/32,18751.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$515,000
Price / Sq Ft$245
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,102
Acres0.28 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Traditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address22 Jackson Lake Court, St. Augustine, FL 32095
Area304- 210 South
SubdivisionSandy Creek
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size12,196.8 sq ft
Parcel Number0264851270
ZoningSingle Family

Amenities

AmenitiesDog Park, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener, Off Street

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Pantry, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator
HeatingCentral, Heat Pump
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCorner Lot
Patio / PorchFront Porch, Rear Porch, Screened
FencingBack Yard, Vinyl
RoofShingle
ConstructionStucco
Road FrontageCity Street

Additional Information

Date ListedSeptember 12, 2025
Days on Market4
HOA Fees$820 / Annually
HOA FrequencyAnnually
Tax Amount$4,902.06
Tax Year2024
Listing TermsCash, Conventional, FHA, Lease Back, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Sold by: ERA ONETEAM REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sandy Creek

Sandy Creek is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Sandy Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 22, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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