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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns — a home near Beachside High School.

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Sold

Sold·Closed Jan 9, 2026·22 days on market·Recent sales in St. Johns County

63 Stone Creek Circle

St. Johns, FL 32259

$775,000sold priceListed at $825,000 · 93.9% of asking$175/sqftMLS# 2108264
5
Beds
4
Baths
4,423
Sq Ft
2019
Built
3
Garage
No
Pool
HOA $127/moSingle Family Residence2 stories

About this home

St. Johns

Welcome to a life of luxury, where comfort meets sophistication in perfect harmony. This exceptional 5-bedroom, 4-full bathroom masterpiece was the model for the subdivision, and is decorated with Hardie Board siding and a custom beveled glass front door. This home is located within an esteemed gated community in the heart of St. John's County and in close proximity to A-rated schools. The open-concept living space and chef's kitchen provide the perfect canvas for hosting, featuring a butler's pantry, wine cooler, large island, GE Profile appliances, and dual dishwashers! The 14 ft high ceilings and 10 ft interior doors draw your eyes up to the exquisite crystal chandeliers that grace this residence, casting a radiant glow that complements the overall mood. The first floor offers an office embellished with glass French doors, as well as a private bedroom tucked away from the living area, perfect for guests or space for your in-laws. Retreat to the epitome of comfort in the

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,293
Property taxesest. at asking price, St. Johns County$1,031
HOAbilled quarterly$127
Estimated total, before insurance$5,451/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$775,000
$155,000
Loan Term
Monthly Payment
$4,293
Principal & Interest: $4,293
Property taxes (est.): $1,031
Insurance (est.): $517
Estimated Total Monthly
$5,841
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,740 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 11, 2025Listed$825,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $221/sq ft; this home is listed at $187/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
195 Stone Creek Circle, St. Johns, FL 32259Listed by NAVY TO NAVY HOMES LLCJul 2026$800,000$2494/33,215190.1
2625 Tunbridge Lane, St. Augustine, FL 32092Listed by ONE SOTHEBY'S INTERNATIONAL REALTYOct 2026$825,000$2215/43,729590.4
2020 E Clovelly Lane, St. Augustine, FL 32092Listed by REAL BROKER LLCSep 2026$1,080,000$2536/54,26950.4
2357 W Clovelly Lane, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$869,000$2185/4.53,990170.6
156 N Atherley Road, St. Augustine, FL 32092Listed by KELLER WILLIAMS ST JOHNSAug 2026$650,000$1844/33,541140.8
513 Wetherby Lane, St. Augustine, FL 32092Listed by KELLER WILLIAMS ST JOHNSSep 2026$643,500$1995/43,22930.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$825,000
Price / Sq Ft$187
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage4,423
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address63 Stone Creek Circle, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionStone Creek
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0099510020

Amenities

UtilitiesSewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage

Interior

Interior FeaturesBuilt-in Features, Central Vacuum, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesOther, Dryer, Gas Water Heater, Microwave, Refrigerator, Washer, Wine Cooler
HeatingCentral
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Patio
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 11, 2025
Days on Market22
HOA Fees$382 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesTrash
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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