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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Stokes Landing, St. Augustine — a home near Allen D. Nease High School.

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Sold

Sold·Closed Jun 26, 2026·243 days on market·Recent sales in Stokes Landing·Stokes Landing

127 Palmetto Ridge Road

St. Augustine, FL 32095

$249,990sold priceListed at $249,990 · 100% of asking$225/sqftMLS# 2107237
2
Beds
2.5
Baths
1,109
Sq Ft
2025
Built
—
Garage
No
Pool

14 more homes for sale in Stokes Landing →Search Stokes Landing on the map

HOA $117/moTownhouse2 storiesNew construction

About this home

Stokes Landing

MOVE-IN READY! Includes screened lanai, fridge, washer/dryer, blinds!! Step outside to your private, fenced backyard-an ideal space for relaxing, and entertaining. The white vinyl fencing offers both privacy and a clean, modern look. There's plenty of room for everyone and it's perfect for outdoor seating. The lush green lawn provides a beautiful backdrop for weekend barbecues and gatherings. Low maintenance landscaping keeps upkeep simple, allowing more time to enjoy the space. The covered lanai area is perfect for morning coffee or unwinding after a long day. With enough room for patio furniture. It's a great extension of your indoor living space. The perfect outdoor retreat is designed for easy living and lasting memories.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,385
Property taxesest. at asking price, St. Johns County$333
HOAbilled quarterly$117
Estimated total, before insurance$1,834/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$249,990
$49,998
Loan Term
Monthly Payment
$1,385
Principal & Interest: $1,385
Property taxes (est.): $333
Insurance (est.): $167
Estimated Total Monthly
$1,884
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,665 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $8,460,000 in March 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$48,000$48,000—
2024$40,000$40,000—

Estimated taxes if purchased at asking price: ~$4,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $225/sq ft; this home is listed at $225/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
157 Palmetto Ridge Road, St. Augustine, FL 32095Listed by D R HORTON REALTY INCSep 2026$255,000$1953/2.51,3081950
241 Palmetto Ridge Road, St. Augustine, FL 32095Listed by D R HORTON REALTY INCSep 2026$285,440$2183/2.51,308480.1
290 Palmetto Ridge Road, St. Augustine, FL 32095Listed by D R HORTON REALTY INCSep 2026$250,990$2262/2.51,1091120.1
286 Palmetto Ridge Road, St. Augustine, FL 32095Listed by D R HORTON REALTY INCSep 2026$250,000$2252/2.51,1091170.1
296 Palmetto Ridge Road, St. Augustine, FL 32095Listed by D R HORTON REALTY INCAug 2026$277,990$2133/2.51,3081070.1
282 Palmetto Ridge Road, St. Augustine, FL 32095Listed by D R HORTON REALTY INCAug 2026$296,000$2263/2.51,308170.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$249,990
Price / Sq Ft$225
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,109
Year Built2025
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusClosed
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

Community Information

Address127 Palmetto Ridge Road, St. Augustine, FL 32095
Area313-Whitecastle/Airport Area
SubdivisionSTOKES LANDING
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Parcel Number0743210880

Amenities

UtilitiesOther
SewerPublic Sewer
Water SourcePublic
Green / EnergyDoors, Windows
ParkingOther

Interior

Interior FeaturesPantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchPatio
RoofShingle
ConstructionOther, Fiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedMay 1, 2026
Days on Market243
HOA Fees$350 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: D R HORTON REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Stokes Landing

Stokes Landing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Stokes Landing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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